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PayPal: PayPal Credit reviews

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4.90
Based on 86,040 reviews, last reviewed 26th Apr 2026
1625800% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I had PayPal for years and I feel secure if my item... I had PayPal for years and I feel secure if my item get lost or damaged I can get my money back from so called customer protection. Reviewed on: 26th April 2026
Saideh T's avatar
Saideh T

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86040)

Flexible payment service

4
The flexible payment options are super easy to use when paying by PayPal. Th interest free options are a no brainer when you need that additional cash flow for the current month Reviewed on: 3rd June 2024
Adrian S's avatar
Adrian S

PayPalss

5
All good thanks.Never had any problems.Credit limit is ok. Reviewed on: 3rd June 2024
George 's avatar
George

I’ve loved having PayPal credit and used it consiste...

5
I’ve loved having PayPal credit and used it consistently for the last five years Reviewed on: 3rd June 2024
Joanne O's avatar
Joanne O

Love that you can buy things and spread the cost at...

5
Love that you can buy things and spread the cost at 0% interest over 4 months Reviewed on: 3rd June 2024
Melanie E's avatar
Melanie E

Very easy to apply, and use when buying.

5
Very easy to apply, and use when buying. Repayment plan sets automatically with easy and early repayments option. Highly recommended for everyone buying online Reviewed on: 3rd June 2024
Martin's avatar
Martin

Very easy to use and pay, excellent service

5
Very easy to use and pay, excellent service Reviewed on: 3rd June 2024
Yiannis P's avatar
Yiannis P

Let you pay in installments and very easy to do.

5
Let you pay in installments and very easy to do. Take the pressure off big purchases and peace of mind when paying online Reviewed on: 3rd June 2024
Aimee G's avatar
Aimee G

Excellent service always there to help

5
Excellent service always there to help Reviewed on: 3rd June 2024
Thomas's avatar
Thomas

Using a PayPal credit card has been a seamless and c...

5
Using a PayPal credit card has been a seamless and convenient experience for me. The integration with my PayPal account allows for easy tracking of transactions and quick payments directly from my PayPal balance. The card's rewards program is another highlight, providing cash back on purchases, which I can effortlessly apply towards future payments. Additionally, the customer service has been responsive and helpful whenever I've had questions or issues. Overall, the PayPal credit card has enhanced my financial flexibility and offered great benefits for my spending habits. Reviewed on: 3rd June 2024
Aivaras's avatar
Aivaras

Really easy to use and a great way to spread payment...

5
Really easy to use and a great way to spread payments, making it easier to manage buying larger items Reviewed on: 3rd June 2024
Claire A's avatar
Claire A

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