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PayPal: PayPal Credit reviews

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4.90
Based on 85,926 reviews, last reviewed 26th Apr 2026
1620600% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lots off flexible payment options and widely availab... Lots off flexible payment options and widely available to use- super easy and convenient. Reviewed on: 26th April 2026
Vicky W's avatar
Vicky W

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85926)

Beautifully simple.

5
Just a really simple process to set up and spread the cost of larger payments with a very helpful app to be able to monitor how much you have left to pay. Reviewed on: 3rd June 2024
Ian J's avatar
Ian J

PayPal credit is easy to use and I like the flexibil...

5
PayPal credit is easy to use and I like the flexibility. I use PayPal credit all the time to make purchases. I like being able to over pay when I can and the app shows me an up to date view of my finances. Reviewed on: 3rd June 2024
Darren's avatar
Darren

My preferred method to pay

5
Can’t find any negative points with PayPal Credit . I am using this method to pay for long time and never had any issues. It gives you more time to pay without any interest or you can spread the payments easily through the year . The staff is always very friendly and supportive, any questions that you might ask , they will give you an answer so fast . Thank you for that PayPal ! Reviewed on: 3rd June 2024
Alexandra G's avatar
Alexandra G

I find PayPal credit useful and easy

5
I find PayPal credit useful and easy Reviewed on: 3rd June 2024
Rachael C's avatar
Rachael C

PayPal credit is a grat source of being able to pay...

5
PayPal credit is a grat source of being able to pay for good. Many ways to pay for things Reviewed on: 3rd June 2024
Karen f's avatar
Karen f

Covient to use, never any problems with payments.easy

5
Covient to use, never any problems with payments. Great having no intrest if paid in full by a certain time.. easy repayments. Great customer service… Reviewed on: 3rd June 2024
Diane's avatar
Diane

Credit is a great way to spread the cost, interest f...

5
Credit is a great way to spread the cost, interest free, for larger purchases Reviewed on: 3rd June 2024
Peter N's avatar
Peter N

Really easy to use with no fuss, excellent service

5
Really easy to use with no fuss, excellent service Reviewed on: 3rd June 2024
Peter Kirwan 's avatar
Peter Kirwan

ALWAYS THERE FOR THOUSE PURCHASES, THAT YOU NEED

5
ALWAYS THERE FOR THOUSE PURCHASES, THAT YOU NEED Reviewed on: 3rd June 2024
Alison E's avatar
Alison E

Very to use but need easier process to call and syst...

5
Very to use but need easier process to call and system friendlier to use Reviewed on: 3rd June 2024
Vik's avatar
Vik

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