Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,508 reviews, last reviewed 20th Jun 2026
4260850% increase in 5 star reviews
in the past 90 days
12200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a very secure way for me to buy on line and co... It's a very secure way for me to buy on line and convenient and I usually use the 3 month spread the cost on higher cash purchases. Reviewed on: 20th June 2026
Donna M's avatar
Donna M

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (143508)

One of the best payment app, I really love it .

5
One of the best payment app, I really love it . It make easy in making payment in online and offline shop. Reviewed on: 12th June 2026
Gyanu Bhatta's avatar
Gyanu Bhatta

Easy and safe to use

5
Easy to use, paypal is my go to for majority of purchases, feels safe to use Reviewed on: 12th June 2026
Stewart Slack's avatar
Stewart Slack

Best online app

5
So easy and straightforward to use, brilliant in keeping your details safe Reviewed on: 12th June 2026
ravi's avatar
ravi

Easy to use great there is a virtual card

5
Easy to use great there is a virtual card Reviewed on: 12th June 2026
Lydia A's avatar
Lydia A

Easy to use, good communication and good offers

5
Easy to use, good communication and good offers Reviewed on: 12th June 2026
Ellie Marie Lloyd's avatar
Ellie Marie Lloyd

Best lender

5
PayPal is amazing so easy to use and has lots of offer for you to use. Reviewed on: 12th June 2026
Hazel B's avatar
Hazel B

Great Experience

5
Always a smooth transaction even setting up initially, no catches, no issues, easy to use and pay. Reviewed on: 12th June 2026
Moira W's avatar
Moira W

Easy to make payments, quick transaction, great cust...

5
Easy to make payments, quick transaction, great customer service and support. Reviewed on: 12th June 2026
Larysa Harrison's avatar
Larysa Harrison

I have never had a bad experience is my experience -...

5
I have never had a bad experience is my experience - if anything the go out of their way to ensure security Reviewed on: 12th June 2026
Kyriakoula N's avatar
Kyriakoula N

PayPal is my first option for purchases

5
I have been using PayPal for many years and have always found this an easy and safe option for paying for my purchases.. it is so easy and straightforward and love the fact that I do not need to provide card details as my account is already linked to my bank account and cards. I also love the options available to spread the cost over four months interest free for larger purchases and also the pay in 3, allowing me to spread the cost into three equal amounts. The rare instances where I have had to contact customer services has always been seamless and my queries have been dealt with and resolved very quickly. I highly recommend using PayPal and the app is brilliant for accessing my information and account balances at the touch of a button. Reviewed on: 12th June 2026
MP's avatar
MP

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill