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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,806 reviews, last reviewed 30th Apr 2026
1847000% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy process Simple & easy with periods of interest free! Reviewed on: 30th April 2026
John R's avatar
John R

Latest lowest rating:

1

The worst service I have ever encountered I do not r... The worst service I have ever encountered I do not recommend it to anyone Reviewed on: 30th April 2026
Ionut 's avatar
Ionut
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90806)

Great service easy to work with never a problem all...

5
Great service easy to work with never a problem all ways get the transaction sorted Reviewed on: 24th April 2026
John T's avatar
John T

I always use PayPal

5
I always use PayPal as it feels safe and secure. Recommend to my friends all the time. Reviewed on: 24th April 2026
Dawn D's avatar
Dawn D

PayPal Credit

4
PayPal Credit has been convenient financing option for me when shopping online. Especially because of the flexibility at checkout. The application process was quick, and the ability to spread payments over time has been genuinely helpful for managing larger purchases. The promotional offers—especially the interest‑free periods—are a strong advantage when used responsibly. That said, the interest rate outside promotional windows is quite high, so it’s important to stay organised and pay on time. Overall, it’s a solid tool for those who want accessible, short‑term credit built directly into their PayPal account. Reviewed on: 24th April 2026
TO's avatar
TO

Been using PayPal for a number of years always a 100...

5
Been using PayPal for a number of years always a 100% positive experience Reviewed on: 24th April 2026
Al D's avatar
Al D

PayPal is a great way to pay for online purchases as...

5
PayPal is a great way to pay for online purchases as it gives you peace of mind in the event of a failed transaction or lost item . Reviewed on: 24th April 2026
Gary's avatar
Gary

Used pay pay credit for my shark order very easy

5
Used pay pay credit for my shark order very easy Reviewed on: 24th April 2026
Joy's avatar
Joy

Best by Far

5
Excellent service, very safe, quick and easy, No hassle Reviewed on: 24th April 2026
Anne w's avatar
Anne w

I've been using PayPal for many years now.

5
I've been using PayPal for many years now. PayPal has great customer service, they've sorted out any queries quickly and politely. Their agents are very knowledgeable and have never failed to resolve any issues. I have over the years recommended many of my friends. I like the fact that when using PayPal I don't have to give my card details. Gives me extra security for my payments. Reviewed on: 24th April 2026
Andysoho 's avatar
Andysoho

The best thing pay in 3

5
I always use PayPal for everything especially the PayPal pay in 3 its the best thing thing that really helps out especially if you struggle to pay full amount on things you buy Reviewed on: 24th April 2026
Mohammad islam's avatar
Mohammad islam

Happy customer

5
Never any issues. PayPal is my preference payment every time as I know my money is safe if something goes wrong. Reviewed on: 24th April 2026
Turnip's avatar
Turnip

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