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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,893 reviews, last reviewed 30th Apr 2026
1851000% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy with the service that I receive Very happy with the service that I receive Reviewed on: 30th April 2026
Hayley Print's avatar
Hayley Print

Latest lowest rating:

2

Customer service is either a bot or AI not actual hu... Customer service is either a bot or AI not actual human Reviewed on: 30th April 2026
A S's avatar
A S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90893)

It’s been very easy .

5
It’s been very easy . I haven’t had any issues and everything has been easy to track. Customer service has also been helpful Reviewed on: 24th April 2026
Kerry k's avatar
Kerry k

2 Thumbs up

5
Excellent service dependable app Reviewed on: 24th April 2026
LloydC's avatar
LloydC

it fast and easy

5
its fast and easy, i always use paypal on ebay Reviewed on: 24th April 2026
Tammik's avatar
Tammik

PayPal is super convenient for online shopping.

5
PayPal is super convenient for online shopping. It's fast, trusted, and you know you're covered if something goes wrong. It's accepted everywhere, which is awesome. The only thing that drives me nuts is when they lock down my account sometimes. Reviewed on: 24th April 2026
Francy Alinston D'silva's avatar
Francy Alinston D'silva

PayPal user experience

5
It help to have a flexible credit option that allows users to spend in advance and repay later with low or no interest, as long as payments are made on time. This make it easier to manage short-term expenses without high fees. In addition, a rewards system is included where users earn points for responsible use, such as making payments on time. These points I have added to a balance and use for future purchases or commitments. Overall, a combined system of flexible credit with fair repayment terms and a points-based rewards programme is improve my experience and encourage responsible spending. Thank you Reviewed on: 24th April 2026
VP's avatar
VP

One of the best decisions I have made is to use PayPal

5
Information is clear and platform is easy to navigate, it makes paying for things so safe and simple and with a tangible reward system,I was cautious to begin with, but one of the best things I have done is to team up with PayPal ! Reviewed on: 24th April 2026
IKB's avatar
IKB

Brilliant service

5
Every aspect I have used has been brilliant Reviewed on: 24th April 2026
Dean D's avatar
Dean D

Is un app fantatic Is amazing y very sure.

5
Is un app fantatic Is amazing y very sure. Reviewed on: 24th April 2026
Veronica's avatar
Veronica

PayPal credit is a lifesaver

5
PayPal credit has helped me a lot especially with emergencies I love there buy now pay 4 month later allows me to budget without being worried of paying off interest or being charged high interest rate I usually pay it off before 4 months has arrived: All banks should offer & provide this service Reviewed on: 24th April 2026
Kennedy M's avatar
Kennedy M

I have never had any issues using PayPal

5
I have never had any issues using PayPal Reviewed on: 24th April 2026
Elaine C's avatar
Elaine C

Review PayPal: PayPal Credit now

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