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PayPal: PayPal Credit reviews

4.90
Based on 100,979 reviews, last reviewed 7th May 2026
2314300% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good no problems easy to use and convenient Good no problems easy to use and convenient Reviewed on: 7th May 2026
Glen's avatar
Glen

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100979)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Extremely convenient and easy to use service.

5
Extremely convenient and easy to use service. I can manage when i make payments and spread the cost of purchases in one easy to use App. Reviewed on: 4th May 2026

Can count on paypal always

5
I have paypal credit...i don't have to think twice if i like or need something Reviewed on: 4th May 2026

Have used paypal for over 10 years .

5
Have used paypal for over 10 years .easiest service to deal with .any issues are sorted swiftly Reviewed on: 4th May 2026

Seamless refunds - great service.

5
Seamless refunds - great service. Reviewed on: 4th May 2026

Good experience with payments MY MONEY ARE PROTECTED.

5
Good experience with payments MY MONEY ARE PROTECTED.NEVER BUY SOMETHING IF DOESN'T HAVE OPTION TO PAY WITH PAYPAL Reviewed on: 4th May 2026

Easy to use and interest is reas

4
Easy to use and interest is reas Reviewed on: 4th May 2026

Good provider very helpful when dealing with queries.

5
Good provider very helpful when dealing with queries. Never had any problems with PayPal Reviewed on: 4th May 2026

Brilliant Help.

5
Paypal credit helps me a lot. I can buy something and it gives me 4 months to save and pay the balance. Without this i would have to wait to make a purchase, not good when I need something immediately. Reviewed on: 4th May 2026

I always recommend Paypal credit.

5
I always recommend Paypal credit. It is great for purchases between 100-250. 4 months free credit from purchase. For me it is better than having a credit card. Reviewed on: 4th May 2026

Simple and Easy Money Solution

5
ive always found it easy to get loans and transfer money with Paypal without exposing my own bank details Reviewed on: 4th May 2026