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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144278 reviews)

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4.73

Based on 144,278 reviews, last reviewed 21st Jun 2026

4295900% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit allows me to purchase when I need with... PayPal Credit allows me to purchase when I need with piece of mind that I can pay it off over 4 months without an interest charges. Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144278)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great service,

Great service, really reliable service Reviewed on: 13th June 2026

The financial support has been very helpful, and I a...

The financial support has been very helpful, and I appreciate the assistance provided. However, I believe there could be more flexibility in certain situations. For example, because my payment was made just one week late, it had a negative impact on my credit score. Considering the circumstances, a more lenient approach to minor delays would be greatly appreciated and could help prevent disproportionate consequences for customers. Reviewed on: 13th June 2026

Outstanding service - I wouldn’t consider any other...

Outstanding service - I wouldn’t consider any other credit company. They offer a special promotion of four months of interest-free borrowing, allowing you to pay in three installments without interest, along with competitive rates. Most importantly, the platform is secure; customer support is exceptional, and it functions similarly to a credit card. If you’re scammed or don’t receive your products or services, they offer reimbursement. Their exceptional services provide reliable, secure methods to pay for various products and services, giving users peace of mind. Reviewed on: 13th June 2026

So flexible.

So flexible.I can pay off regularly without committing to a payment plan Reviewed on: 13th June 2026

You Should Use PayPal Credit.

I've been using PayPal Credit for years, and it's always worked! And it's simple to make a payment when you want to. It's hassle-free to use and they don't hassle you either. There's no reason NOT to use it! Reviewed on: 13th June 2026

(Let down)

Paypal failed to protect me, i am still waiting on a refund Reviewed on: 13th June 2026

Paypal helps me pay with confidence

I really like the paypal pay in 3 availability in so many different outlets. the paypal app really good and easy to navigate. Whereever possible I prefer to pay using my paypal app rather than using the credit/debit card for the added security and reassurance. Reviewed on: 13th June 2026

Applying for PayPal credit is easy.

Applying for PayPal credit is easy. They approved and increase your credit time by time. Reviewed on: 13th June 2026

It's fantastic

My experience using PayPal is that it's a seamless and efficient method of payment and I've never had issues to date which is fantastic! Reviewed on: 13th June 2026

Good experience with Paypal always

Good experience with Paypal always Reviewed on: 13th June 2026

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