Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (91523 reviews)

View other PayPal products

4.91

Based on 91,523 reviews, last reviewed 1st May 2026

1879700% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Use PayPal! Good experience so far - paying for items and sending and receiving money. Reviewed on: 1st May 2026

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (91523)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

so easy to work too easy at times as you see things...

so easy to work too easy at times as you see things you like but don’t need Reviewed on: 24th April 2026

PayPal is easy to use and they have very good custom...

PayPal is easy to use and they have very good customer service Reviewed on: 24th April 2026

Can use my PayPal credit card so much better

Can use my PayPal credit card so much better Reviewed on: 24th April 2026

Very straightforward way of having interest-free cre...

Very straightforward way of having interest-free credit over four months. It’s fast and always reliable. Reviewed on: 24th April 2026

Easy to use and works everywhere

Easy to use and works everywhere Reviewed on: 24th April 2026

Paypal fo peace of mind

PayPal are my go to, if I buy anything off the internet, I go through PayPal, as I know they have my back and will get my money back, which has happened a few times and always been sorted to my satisfaction 100% Reviewed on: 24th April 2026

PayPal has been good to me, this includes flexible p...

PayPal has been good to me, this includes flexible payments, good customer service, quick response and quick in sorting out issues of fraud for. Always keep me updated on every change. Reviewed on: 24th April 2026

Excellent support

PayPal offer excellent support, so you can be confident in making purchases online. I had a purchase that was a scam and they quickly resolved it and refunded my money. Reviewed on: 24th April 2026

A very handy option at times.

A very handy option at times. I like to use it to split bigger purchases and get more time to pay it off, as I tend to buy larger things when they're on offer, so even with extra fees, I get a better deal Reviewed on: 24th April 2026

Very happy with Paypal since i became a member.

Very happy with Paypal since i became a member. Reviewed on: 24th April 2026

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub