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PayPal: PayPal Credit reviews

4.73
Based on 142,737 reviews, last reviewed 19th Jun 2026
4225800% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Peace of Mind PayPal offers great consumer protection, if things go wrong. Reviewed on: 19th June 2026
Mr S's avatar
Mr S

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142737)

Easy to use and credit available is good

5
Easy to use and credit available is good Reviewed on: 16th April 2026

Great service and never had a problem only time that...

5
Great service and never had a problem only time that needed help with a refund was sorted out very quickly, I can only praise PayPal for a great service. Reviewed on: 16th April 2026

More choice where to use paypal

3
Unable to use PayPal when paying for some items Reviewed on: 16th April 2026

Iv always found it easy to log in to PayPal...

5
Iv always found it easy to log in to PayPal and Reviewed on: 16th April 2026

Always have good experience using PayPal

5
Always have good experience using PayPal Reviewed on: 16th April 2026

Used initially because of ebay but now find useful

5
Used initially because of ebay but now find useful instead of using Credit Card Reviewed on: 16th April 2026

Quick easy to navigate, excellent service

5
Quick easy to navigate, excellent service Reviewed on: 16th April 2026

Easy service to use, easy app interface

5
Easy service to use, easy app interface Reviewed on: 16th April 2026

Amazing experience with paypal never had an issue

5
Amazing experience with paypal never had an issue Reviewed on: 16th April 2026

An absolute lifesaver!

5
I find PayPal credit extremely useful to spread larger purchases over a few months, safely without paying interest on the amount. Reviewed on: 16th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review