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PayPal: PayPal Credit reviews

4.90
Based on 72,381 reviews, last reviewed 16th Apr 2026
1988900% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Got a no interest payment on a computer that I part... Got a no interest payment on a computer that I part paid for, it has been brilliant with 0 issues Reviewed on: 16th April 2026
Adam F's avatar
Adam F

Latest lowest rating:

1

Always very helpful if you have a problem ,and know... Always very helpful if you have a problem ,and know you can rely on them to help sort out if you have a problem with your product or not received your... Read more Reviewed on: 16th April 2026
Wendy Allen Downs 's avatar
Wendy Allen Downs

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (72382)

Excellent and Easy

5
Great to use and you know your money’s safe ! Reviewed on: 8th July 2022

Excellent product, so easy to use.

5
I really like the PayPal Credit product, as it offers me huge flexibility on spreading cost in time and also managing the peyments. Really great and easy to use features, clarity on cost and secure in use. Highly recommend it. Reviewed on: 8th July 2022

Easy to use and a good rate

5
Easy to use and very good pay options. I would like it to be attached to a card one day. Reviewed on: 8th July 2022

Quick and easy, and interest free

5
I like having 4 months to pay things off interest free. Good amount of time. Reviewed on: 8th July 2022

Good

4
Very easy and safe method of payment Reviewed on: 8th July 2022

Amazing

5
Amazing credit limits and always guaranteed money back Reviewed on: 8th July 2022

Good way to use credit

5
Always great and easy to use. Accepted most places too as well. Reviewed on: 8th July 2022

Great

5
Paypal credit is great to use pay for dearer item over 4 months interest free Reviewed on: 8th July 2022

100 percent

5
100% awesome and all the products are good compared to other company. Credit product is really good. Reviewed on: 8th July 2022

Excellent Service

5
PayPal credit or pay in 3 installments is excellent value and a chance to spread your payments that suit you. Reviewed on: 8th July 2022

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