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PayPal: PayPal Credit reviews

4.90
Based on 72,574 reviews, last reviewed 16th Apr 2026
2006500% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Review The experience is fine. Nothing particular better than the competition. Reviewed on: 16th April 2026
Michael K's avatar
Michael K

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
TA's avatar
TA

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72574)

Very smooth process

5
As the title says, PayPal provided me very flexible way to pay in my diary shopping, amazing company Reviewed on: 8th July 2022

Really is full thing from PayPal

5
Very useful addition to the PayPal family that the PayPal credit Reviewed on: 8th July 2022

PayPal credit

5
I’ve been using PayPal for a number of years now and I’m very impressed with their service. The credit is ideal if you are paying for something over £99 and 1 to 3 months to pay it. Highly recommend Reviewed on: 8th July 2022

Best credit supplier

5
Hassle free and Easy to apply! O% on purchases for 4months! Which for purchase is the right amount of time needed to payoff without incurring fees! Reviewed on: 8th July 2022

Great

5
Really easy to use, great company. Reviewed on: 8th July 2022

Paypal

5
Paypal is tje easy way to buy things on credit Reviewed on: 8th July 2022

Credit

3
Having the credit there is so helpful . Reviewed on: 8th July 2022

easy and convenient

5
It is Very easy and convenient Reviewed on: 8th July 2022

Fantastic service

5
They are very reliable, and their communication is really good. Reviewed on: 8th July 2022

Perfect product.

5
Works as it says- no ambiguity so no misleading as I have had with products from other companies. Reviewed on: 8th July 2022

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Help others make smarter decisions by sharing your own experience. Write a review