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PayPal: PayPal Credit reviews

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4.90
Based on 72,729 reviews, last reviewed 16th Apr 2026
2020400% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Intuitive and trustable. Have being using PayPal and PayPal credit for over 3 years now and still choosing being with the company. So easy to use and very transparent Reviewed on: 16th April 2026
Maria B's avatar
Maria B

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72729)

PayPal helps

5
When you need to purchase an item you can spread the cost easily with PayPal credit! Reviewed on: 8th July 2022
Wendy Jenkins 's avatar
Wendy Jenkins

Best credit provider

5
Easy application process, reasonable limit offered, easy to use as it is widely accepted. Reviewed on: 8th July 2022
zerah muhaji's avatar
zerah muhaji

Helps me split the cost of important things in life

5
I have had an extremely good experience of PayPal credit. Find it easy to use, easy to pay off. Reviewed on: 8th July 2022
Livi Cracknell's avatar
Livi Cracknell

Convenient and simple to use

5
This has been a great help spreading out bigger purchases to ease my financial load Reviewed on: 8th July 2022
Joe's avatar
Joe

Easy credit with interest free if wanted

5
I used PayPal credit many occasions and found it so easy to use and reliable Reviewed on: 8th July 2022
Brahim Labii's avatar
Brahim Labii

Safe credit

5
Know where you are with PayPal!! Reviewed on: 8th July 2022
dynamic15670@sky.com's avatar
[email protected]

Life saviour

5
PayPal credit is a life saviour for those days where you need more time to pay back without any interest piling up. Treat yourself and enjoy it before thinking about any repayments Reviewed on: 8th July 2022
Marthe's avatar
Marthe

Easy and accepted everywhere

5
Definitely I use paypal for all my online purchases. I have a peace of mind that my money is safe. I heavily use paypal credit as well and a great edition ia the Paypal pay in 3. Reviewed on: 8th July 2022
Rahman Sajid's avatar
Rahman Sajid

Easy to use

5
I loved the flexibility of PayPal credit. I was able to alter my payments as I pleased. Easy to apply for and very user friendly app Reviewed on: 8th July 2022
skye viki's avatar
skye viki

Paypal credit - the most flexible way to pay!

5
Paypal credit has saved my hide more times than i care to imagine, birthdays, christmas, you name it!.. Interest free options, low interest rates. if you have credit cards but not paypal credit, you need to swap !! Reviewed on: 8th July 2022
Daniel Elton's avatar
Daniel Elton

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