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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,836 reviews, last reviewed 17th Jun 2026
4139000% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, hassle free It’s great, easy to navigate the app and overall great experience for years Reviewed on: 17th June 2026
Luna M's avatar
Luna M

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140836)

Sorted my problems.

5
I've only had a couple of problems but PayPal sorted out the problem and the refund. Reviewed on: 15th April 2026
S K's avatar
S K

PayPal is easy to use online

5
PayPal is easy to use and has made online shopping much easier for me, I'm also more confident about my purchases being protected. PayPal Pay in 3 and PayPal Credit are great ways to spread the cost. The only complaint I have is that for a period of a few months Pay in 3 wasn't available to me, there was no explanation. I couldn't find out why or if it was gone for good. It did become available again, I had called PayPal and they were unable to give an explanation. Other than that I've always found using PayPal is very useful. Reviewed on: 15th April 2026
anita higgs's avatar
anita higgs

Absolutely amazing customer service and rates for cr...

5
Absolutely amazing customer service and rates for credit, smooth transaction. Reviewed on: 15th April 2026
Parashkevova's avatar
Parashkevova

Excellent experience every time I use the app

5
Excellent experience every time I use the app Reviewed on: 15th April 2026
Adam O's avatar
Adam O

Safe and convenient, for online shopping and has eas...

5
Safe and convenient, for online shopping and has easy payment facilities Reviewed on: 15th April 2026
Pathy's avatar
Pathy

I have had the security of knowing that I was protec...

5
I have had the security of knowing that I was protected by PayPal for all my transactions and I like that I have built a long term relationship with them to be able to buy the things I do. Reviewed on: 15th April 2026
S K's avatar
S K

Easy to use

4
Easy to use and available as a payment option for the majority of my purchases. Reviewed on: 15th April 2026
Roshan A's avatar
Roshan A

I now use PP credit as a regular payment option with...

5
I now use PP credit as a regular payment option with the virtual card allowing 4 months interest free payments which is great. Reviewed on: 15th April 2026
Jules Burton's avatar
Jules Burton

They approve my credit and help payments in installm...

5
They approve my credit and help payments in installments Reviewed on: 15th April 2026
Abid b's avatar
Abid b

Good customer service.

5
Good customer service. Nice and easy. Reviewed on: 15th April 2026
Deqa H's avatar
Deqa H

Review PayPal: PayPal Credit now

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