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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,814 reviews, last reviewed 16th Jun 2026
4137950% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal has been a secure and responsible way to borr... Paypal has been a secure and responsible way to borrow money and make repayments. Reviewed on: 16th June 2026
lily M's avatar
lily M

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140814)

PayPal is very secured.

5
PayPal is very secured. I like very much for their security and other digital banking service. Reviewed on: 15th April 2026
Syed Hasan's avatar
Syed Hasan

PayPal makes things really easy.

5
PayPal makes things really easy. My neutral comment for customer service is because when my account was hacked a few years back, it was really difficult to get any sense from PayPal. For ease of buying and convenience I think it’s amazing Reviewed on: 15th April 2026
Sarah P's avatar
Sarah P

Happy customer

5
PayPal is easy to access, they have helped me deal with disputes and kept me up to date with any progress regarding claims. The security aspect of signing into the account gives me confidence that no one else can access my account. Reviewed on: 15th April 2026
Nazma A's avatar
Nazma A

Awesome forever

5
Really great customer service. Payments are quick and the staff is professional. Great work Reviewed on: 15th April 2026
Shubham S's avatar
Shubham S

Very handy and easy to use access and take payments...

4
Very handy and easy to use access and take payments Reviewed on: 15th April 2026
Janine w's avatar
Janine w

I know my money is safe, with PayPal.

5
I have used PayPal for many years. I know that PayPal is trustworthy and your money is safe. I will continue to recommend it to everyone. Reviewed on: 15th April 2026
Charlene 's avatar
Charlene

It’s good but it’s need to updated the app

3
It’s good but it’s need to updated the app Reviewed on: 15th April 2026
A H K's avatar
A H K

Fast and reliable, very dependable.

5
Fast and reliable, very dependable. I was skeptical at first but once o tried it, it's was simple and easy. Great service Reviewed on: 15th April 2026
Anthony A's avatar
Anthony A

Very easy to use.

5
Very easy to use. Amazing customer service and assistance. Would recommend to all. Reviewed on: 15th April 2026
Megan M's avatar
Megan M

Always easy and straightforward to use

5
Always easy and straightforward to use! The app is good and keeps me in control of my spending. Easy to navigate and is useful for buying things when funds are a little tight! You can keep on top of your payments and not have to stress. Reviewed on: 15th April 2026
Natasha 's avatar
Natasha

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