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PayPal: PayPal Credit reviews

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4.90
Based on 72,880 reviews, last reviewed 17th Apr 2026
2034500% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I wholeheartedly trust PayPal. When I had a query I found the customer service team excellent. I love PayPal because I trust it wholeheartedly so therefore feel very confident about... Read more Reviewed on: 17th April 2026
Sara T's avatar
Sara T

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (72880)

Easy, simple and appreciate the security

5
Truly is a great product which continues to innovate and extend their services - love it! Reviewed on: 8th July 2022
Vinay Patel's avatar
Vinay Patel

Simple use

5
Simple to use and easy to pay back. Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

PayPal credit is fantastic for spreading costs of essential purchases

5
PayPal credit has helped me out so many times to spread the cost of purchases around Christmas time. It's taken so much stress away at that time of year and now I use it almost every time I need to make a sudden or unexpected purchase. I also use a credit card however PayPal credit is much easier to use and more transparent when payments are due making it easy and stress free to manage your balance. Highly recommended. Reviewed on: 8th July 2022
Aarny Paterson's avatar
Aarny Paterson

very handy

4
Comes in very handy for payments when I have no money, or when I'm expecting pay cheques. Reviewed on: 8th July 2022
Ike uzuh's avatar
Ike uzuh

easy to use

5
i was able to make several payments easy. i wish it was a transfer account aswell but i have no complaints whatsoever Reviewed on: 8th July 2022
jojo's avatar
jojo

Quick easy and reassuring

5
The whole product from setting up to using and paying back is super easy and convenient Reviewed on: 8th July 2022
Lk wat's avatar
Lk wat

Best credit ever

5
I just love it , its amazing to have something like that Reviewed on: 8th July 2022
Eli Pereira's avatar
Eli Pereira

Top top top

5
I have managed to book my first family holiday thanks to PayPal credit. It’s perfect because you can spread the cost in 4 months instalments with no interest and you don’t really need to have any money up front. Next thing I hope they issue credit cards with the same principle for everyday spending. Reviewed on: 8th July 2022
Francesco Murgia's avatar
Francesco Murgia

Allowed me to make a big big purchase and pay within a few months interest free!

5
I was saving to buy a sofa when the provider had a really good sale PayPal credit allowed me to purchase the sofa and pay back over a few months interest free, It was brilliant not only no interest but was able to take advantage of the promotion also and so saved a few hundred pounds too. Reviewed on: 8th July 2022
AJJ's avatar
AJJ

Perfect

5
It's easy and simple,just perfect Reviewed on: 8th July 2022
Andrzej Furs's avatar
Andrzej Furs

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