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PayPal: PayPal Credit reviews

4.73
Based on 140,780 reviews, last reviewed 16th Jun 2026
4136450% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good for pay in 3 no interest charges Good for pay in 3 no interest charges Reviewed on: 16th June 2026
Nada 's avatar
Nada

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140780)

I love PayPal and PayPal credit, without I don’t do...

5
I love PayPal and PayPal credit, without I don’t do any purchases always using my PayPal Reviewed on: 15th April 2026

Not had any issues so all good for me

3
Not had any issues so all good for me Reviewed on: 15th April 2026

I love how easy and simple it is to use PayPal.

5
I love how easy and simple it is to use PayPal. It’s my day to day go to for payments. Reviewed on: 15th April 2026

Love using PayPal

5
I Love using PayPal Pal it is great for paying either credit or pay in three you can spread your payments to suit you really great Reviewed on: 15th April 2026

Great all round experience

5
Great service, easy and fast when resolving problems Reviewed on: 15th April 2026

No bad experiences, only positive.

5
No bad experiences, only positive. Couldn’t score customer services, as never had cause to use it Reviewed on: 15th April 2026

Customer service excellent never had a problem with...

5
Customer service excellent never had a problem with a refund Reviewed on: 15th April 2026

Excellent experience

5
PayPal credit has enabled me to do various activities with my family. Reviewed on: 15th April 2026

PayPal making money easy

5
I use PayPal because it makes managing my money easier Reviewed on: 15th April 2026

PayPal credited is easy and efficient when you need it.

5
PayPal credited is easy and efficient when you need it. I enjoy using PayPal credit I love how it gives you time to pay interest free. Reviewed on: 15th April 2026

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