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PayPal: PayPal Credit reviews

4.91
Based on 91,710 reviews, last reviewed 1st May 2026
1888250% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have more control how I spend my money I have more control how I spend my money Reviewed on: 1st May 2026
A Stu's avatar
A Stu

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (91710)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

The experience has been simple and great, very under...

5
The experience has been simple and great, very understanding and easy to use, great way to help out with getting what you want and options available for everywhere to use. Reviewed on: 24th April 2026

Simplicity and ease

5
Great and easy to use, know exactly where I am with payments and bills , app is very easy to use Reviewed on: 24th April 2026

PayPal all ready to help customers

5
PayPal all ready to help customers Reviewed on: 24th April 2026

I find it a good way to buy something and pay it in...

5
I find it a good way to buy something and pay it in instalments. It’s a company I trust. I have been able to treat myself and pay in three goes which I think is a very useful service. I like paying by PayPal I feel it’s very secure and the only way I like to pay. Reviewed on: 24th April 2026

Great Finance service with excellent customer service.

5
Refunds/disputes are rectified with no fuss. Quick decision on finance options. Making life affordable without getting into debt. Very happy with my paypal experience. Reviewed on: 24th April 2026

Great experience and never any trouble

5
Great experience and never any trouble Reviewed on: 24th April 2026

Easy payments, protected payments and paypal gives y...

5
Easy payments, protected payments and paypal gives you enough time to pay for items when you don't have the money there and then. Reviewed on: 24th April 2026

Easy as 1, 2 Paypal

5
Easy and convenient to use. Have used before and will use again . Reviewed on: 24th April 2026

Safe safe and reliable

5
Safe… reliable.. there to sort out if any issues arise Reviewed on: 24th April 2026

Good reliable service.

4
Good reliable service. Only thing I don't like is it's not always clear what the current balance is and that can be annoying. Reviewed on: 24th April 2026

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