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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (98651 reviews)

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4.90

Based on 98,651 reviews, last reviewed 6th May 2026

2208050% increase in 5 star reviews

in the past 90 days

6200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Easy and simple Pay pal credit is really easy and simple to use. I can keep on top of it in the app which is simple and straightforward. Reviewed on: 6th May 2026

Latest lowest rating:

1

Poor service Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wou... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (98651)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Flexibility and easy to manage finances.

Flexibility and easy to manage finances. The app is really easy. I can pay people abroad very easily. Reviewed on: 1st May 2026

Easy and safe way to purchase online

Easy and safe way to purchase online Reviewed on: 1st May 2026

Transparent and reliable for larger purchases

Transparent and reliable for larger purchases Reviewed on: 1st May 2026

Pay pal gives me piece of mind and makes things affo...

Pay pal gives me piece of mind and makes things affordable to treat myself Reviewed on: 1st May 2026

Great service to have when you need to finance thing...

Great service to have when you need to finance things hassle free. Car parts, presents, even laptops etc. Reviewed on: 1st May 2026

Works well for bnpl with a great app

Works well for bnpl with a great app Reviewed on: 1st May 2026

Excellent service.

Hi there, You're invited to experience the speed and security of PayPal—an excellent service that offers the best value for your money. Send, receive, and manage your funds effortlessly, all while enjoying robust buyer and seller protection. Join everyone who's already simplifying their payments online. Reviewed on: 1st May 2026

Really easy to manage the account

Really easy to manage the account Reviewed on: 1st May 2026

I've found paypal easy to use, and easy to pay is li...

I've found paypal easy to use, and easy to pay is like to change my direct debit payment date but can't seem to figure how on the app. Reviewed on: 1st May 2026

Enjoy using the app and it's ease of use.

Enjoy using the app and it's ease of use. Wish it was easier to get communication about my credit limit. Reviewed on: 1st May 2026

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