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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143724 reviews)

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4.73

Based on 143,724 reviews, last reviewed 21st Jun 2026

4270700% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I think it’s an amazing service that provides clear... I think it’s an amazing service that provides clear information and very fast safe payments. Reviewed on: 21st June 2026

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143724)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Pre arranged credit used again

Pre arranged credit used again for an online purchase Reviewed on: 12th June 2026

Easy to use, safe and convenient.

Convenient and easy to use, I tend to have a rolling balance but always kept within the 4 months interest free period. I love the fact that all my purchases are then covered by the PayPal protection giving me that added security for my money. Reviewed on: 12th June 2026

Love it helped me in moments of need

Love it helped me in moments of need Reviewed on: 12th June 2026

Paypal and me

Always great service and reliable, talking to customer service is easy too. Reviewed on: 12th June 2026

PayPal credit it a cheap and easy way to purchase wh...

PayPal credit it a cheap and easy way to purchase what ever you want. With easy payment plan would 100 percent recommend Reviewed on: 12th June 2026

Perfect card to use

Very easy to use, perfect app to keep us updated with all details and payments Reviewed on: 12th June 2026

Great overall experience never had any problems in a...

Great overall experience never had any problems in all the years of being a member Reviewed on: 12th June 2026

Excellent all round gives you more Value shopping De...

Excellent all round gives you more Value shopping Deals I've told friends about Pay pal as it's the future of paying Reviewed on: 12th June 2026

Easy to set up and really easy to use

Easy to set up, easy to use and payment options are really useful Reviewed on: 12th June 2026

Fast, Trustworthy, and Easy to Use

I’ve been using PayPal for years now, and honestly, it has never let me down. Whether I’m shopping online, sending money to family, or getting paid for small freelance work, the whole process is smooth and stress‑free. What I appreciate most is the sense of security I never have to share my card details directly with websites, and that peace of mind is priceless. Customer support has also been helpful the few times I needed them. Overall, PayPal has become one of those services I rely on without even thinking about it. It just works. Reviewed on: 12th June 2026

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