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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144084 reviews)

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4.73

Based on 144,084 reviews, last reviewed 21st Jun 2026

4287000% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had any issues with payment Never had any issues with payment Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144084)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Better then some credit companies

The application process is easy and it's clear to see how much of a balance is left. Additionally, some purchases quality for 0% interest for a few months. Also they have a PayPal+ where you earn points on purchases Reviewed on: 12th June 2026

Used PayPal for a long time and they’ve always been...

Used PayPal for a long time and they’ve always been very good and easy to manage Reviewed on: 12th June 2026

Cannot in all honesty fault the facility.

Cannot in all honesty fault the facility. Reviewed on: 12th June 2026

I love pay pal it helps a lot when you don't have th...

I love pay pal it helps a lot when you don't have the money straight away. I feel safe using PayPal Reviewed on: 12th June 2026

Great app.

Great app. Easy to use. Quick and efficient Reviewed on: 12th June 2026

PayPal Cares About Its Customers

I needed a refund from a scam and they investigated it promptly and reimbursed me. A great job done! Reviewed on: 12th June 2026

no one else in the market who compares to them

I have been using PayPal for a long time. It is a very good service. They give interest-free time for a long time.Apart from this, you can make pay three times and if there is anything above 100 pound there is a time of four months for that too. Reviewed on: 12th June 2026

Very straightforward to use, makes checkout very quick.

Very straightforward to use, makes checkout very quick. Reviewed on: 12th June 2026

Easy,handy and great customer service

Easy,handy and great customer service Reviewed on: 12th June 2026

Instalment payment option was great.

The 4-installment payment option was great. Being able to spread the payments over time made things much easier for me financially and helped ease the burden on my budget. Reviewed on: 12th June 2026

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