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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99288 reviews)

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4.90

Based on 99,288 reviews, last reviewed 6th May 2026

2236650% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Yeh had paypal credit for about ten years its amazing. Yeh had paypal credit for about ten years its amazing. Things i cant buy, i pay with paypal credit and pay it off when i get payed from work. Reviewed on: 6th May 2026

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (99288)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent Service using PayPal

Works perfectly when using PayPal with no problems Reviewed on: 1st May 2026

Very pleased and never had any problems.

Very pleased and never had any problems. Not one fault Reviewed on: 1st May 2026

Great customer relations and good options.

Anytime there is an issue they sort it very quickly. I also love that I have access to 3 years interest free options on so many retailers. Reviewed on: 1st May 2026

Love using PayPal

Easy to use and good customer service Reviewed on: 1st May 2026

Very frequent, easy and time saving.

Very frequent, easy and time saving. Reviewed on: 1st May 2026

The easiest and simplest credit available online

So easy to apply just select PayPal credit and the options are clearly displayed there right in front of you Reviewed on: 1st May 2026

I’ve not had problems whilst I been using pay pal

I’ve not had problems whilst I been using pay pal Reviewed on: 1st May 2026

PayPal have saved me

PayPal have saved me in days I need food or to be able to split bills, never been so appreciative of PayPal! Reviewed on: 1st May 2026

My PayPal transactions have been very reliable.

My PayPal transactions have been very reliable. No funds lost at all and transactions are secure. Reviewed on: 1st May 2026

So easy to use, all is hassle free

So easy to use, all is hassle free Reviewed on: 1st May 2026

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