Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (119934 reviews)

View other PayPal products

4.74

Based on 119,934 reviews, last reviewed 4th Jun 2026

3187600% increase in 5 star reviews

in the past 90 days

9500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always reliable withe excellent app Always reliable withe excellent app Reviewed on: 4th June 2026

Latest lowest rating:

1

Not a credit card - not covered by credit card rules! The interest rate is really high. They are not a credit card so paying back the funds used is really difficult. When you speak to the staff on the pho... Read more Reviewed on: 4th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (119934)

Good customer service and good compatability on the...

Good customer service and good compatability on the app. No issues Reviewed on: 27th May 2025

Excellent option for credit

PayPal Credit has a fair, low interest rate, including the option to pay some bulk payments interest free. Flexible, easy to use and good customer service. Reviewed on: 27th May 2025

New to the service.

New to the service. It was easyto access and they let me know i was eligible for it Reviewed on: 27th May 2025

Always great to use.

Always great to use.and easy. Customer service is great and app is so easy to keep track. Reviewed on: 27th May 2025

Helpful customer service.

Helpful customer service.Helpful with paying and transfers Reviewed on: 27th May 2025

Super service

Quick easy system for me being a technophobe. Reviewed on: 27th May 2025

It Makes The World Go Round

With the world becoming more and more digitized, Paypal is by far the easiest way to send cash to friends or buy things online. There is buyer protection if you're using a vendor, a quick method if you're doing it between friends and family, and even credit/pay in 3 options. Paypal is doing the work of several companies on a single platform and it is invaluable. Reviewed on: 27th May 2025

Exelent service

Very good service, easy to use, free transfer money Reviewed on: 27th May 2025

Easy to use and set up ,never let's me down very rel...

Easy to use and set up ,never let's me down very reliable Reviewed on: 27th May 2025

Very trustworthy,easy and fast,alwaysathand,whenneeded!

Very trustworthy,easy and fast, always at hand ! I consider them to be the safetiest way to pay, and prefer them as a way to pay everywhere they are accepted. And they are accepted almost everywhere. Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.74 from 3726 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.69 from 172 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 56822 reviews
Payments
from PayPal 4.74 from 3726 reviews
Credit card
from PayPal 4.70 from 86 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub