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PayPal: PayPal Credit reviews

4.74
Based on 119,644 reviews, last reviewed 4th Jun 2026
3174550% increase in 5 star reviews
in the past 90 days
9350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

paypal has great customer service it has good offers... paypal has great customer service it has good offers especially on the paypal+ debit card offers page although took me a while to understand how it wo... Read more Reviewed on: 4th June 2026
Rosie Ballard's avatar
Rosie Ballard

Latest lowest rating:

2

Not good - hidden fees and interest rates. Not good - hidden fees and interest rates. Also not very clear layout. Reviewed on: 4th June 2026
Merita osmani's avatar
Merita osmani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119644)

Overall excellent, especially when external problems...

5
Overall excellent, especially when external problems occur Reviewed on: 27th May 2025

Happy time with spending money.

5
Happy time with spending money. Thanks for that :) Reviewed on: 27th May 2025

Just always handy, before payday

5
Just always handy, before payday Reviewed on: 27th May 2025

easy to use and safe and secure to use online

5
easy to use and safe and secure to use online Reviewed on: 27th May 2025

Easy, flexible, transparent.

5
Easy, flexible, transparent. This is a great service for getting that extra bit of leeway when you need it. Reviewed on: 27th May 2025

Pay pal great service

5
Easy to use app and offer great rates especially with the £20 credit on PayPal credit. Also very secure which gives peace of mind. Reviewed on: 27th May 2025

Very good!

5
Very good! I am very satisfied with this service. Reviewed on: 27th May 2025

No issues completely i very happy

5
No issues completely i very happy Reviewed on: 27th May 2025

Ease of use

5
Signed up to PayPal credit to help spread the cost of a purchase. Approved almost immediately and has been a breeze throughout my experience. Reviewed on: 27th May 2025

I've found it easy and convenient

5
I've found it easy and convenient Reviewed on: 27th May 2025

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