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PayPal: PayPal Credit reviews

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4.90
Based on 72,843 reviews, last reviewed 17th Apr 2026
2031000% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been great 0 issues used for very long time plenty o... Been great 0 issues used for very long time plenty of services and available to use lots of places Reviewed on: 17th April 2026
Chris r's avatar
Chris r

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72843)

Best credit provider of all

5
Best credit provider of all, less stress customer seems team always available when you need them. Reviewed on: 13th June 2022
esther_bisengo@outlook.com's avatar
[email protected]

Easy to use and good service

5
Nice service and you can pay with 4 months with zero interest. Reviewed on: 13th June 2022
Michael Corpuz's avatar
Michael Corpuz

Great flexibility options

5
Quick and easy to help with payments, good offers and flexibility towards balance management Reviewed on: 13th June 2022
Leeroy001 's avatar
Leeroy001

Outstanding Service / Company

5
Having been a member for many years now, the service provided by PayPal has always been outstanding. Customer services have always been brilliant both on the phone and via email. Even through COVID, they really looked after me as customers and offered much needed support. PayPal has always been my No1 choice as a payment provider and credit facility. Reviewed on: 13th June 2022
Dean Holtz's avatar
Dean Holtz

Very happy with PayPal!!

5
PayPal made my life a whole lot easier & happier!! Reviewed on: 13th June 2022
Eiman Salih's avatar
Eiman Salih

Faultless

5
I have used PayPal credit for over a year now and never had any issues. It is my preferred method to a credit card. Reviewed on: 13th June 2022
Sara's avatar
Sara

Paypal credit

5
Very nice and reliable to use on most online shops and for online payment when you lack cash Reviewed on: 13th June 2022
Filda Okafor's avatar
Filda Okafor

SUPER EASY TO USE

5
VERY EASY AND CONVENIENT ALSO PAY IN 3 CAN BE HELPFUL SOMETIMES. Reviewed on: 13th June 2022
Jurgita Lizdenyte's avatar
Jurgita Lizdenyte

Amazing credit system

5
I use pay pal credit all the time it’s great for cash flow and super simple to do! Reviewed on: 13th June 2022
Alex Wilson's avatar
Alex Wilson

Great company to deal with

5
Great company to deal with very good customer service Reviewed on: 13th June 2022
Selwyn Browne's avatar
Selwyn Browne

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