Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 119,532 reviews, last reviewed 3rd Jun 2026
3169300% increase in 5 star reviews
in the past 90 days
9350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and excellent service . Very good and excellent service . Reviewed on: 3rd June 2026
Willie m's avatar
Willie m

Latest lowest rating:

1

Paypal is best Well my cards wont work but i love paypal Reviewed on: 3rd June 2026
Luvvelybunniii's avatar
Luvvelybunniii
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (119532)

flexibility and ease of use.

5
flexibility and ease of use. Great communication and easy to manage. Reviewed on: 27th May 2025
Peter B's avatar
Peter B

Great service.

5
Great service. Have used PayPal for a long time. Never any issues and customer service is excellent. Highly recommend. Reviewed on: 27th May 2025
Pav S's avatar
Pav S

Excellent purchase option

5
I mainly use PayPal for online purchases as my money is always safe Reviewed on: 27th May 2025
Diane York's avatar
Diane York

PayPal credit is a very Gud way borrowing money to p...

5
PayPal credit is a very Gud way borrowing money to pay back it is also easy to use Reviewed on: 27th May 2025
Lindsey's avatar
Lindsey

I have always had great experiences with paypal.

4
I have always had great experiences with paypal. Anytime I have a dispute, it is attended to in a timely manner. Reviewed on: 27th May 2025
EA's avatar
EA

My overall experience with paypal over the years has...

4
My overall experience with paypal over the years has been good. They are prompt in dealing with issues and very transparent. Reviewed on: 27th May 2025
Osasumwen O's avatar
Osasumwen O

Recommended...

5
A really straight forward and easy experience using PayPal credit. I would most definitely recommend Reviewed on: 27th May 2025
David S's avatar
David S

Re Paypal credit is very easy to use.

5
Re Paypal credit is very easy to use. Since using the service I’ve had zero issues. Highly recommended to make purchases more affordable. Reviewed on: 27th May 2025
Paul's avatar
Paul

Great to have PayPal by your side

5
Is a great experience to have paypal payment Reviewed on: 27th May 2025
Carlos M's avatar
Carlos M

It's an easy way to purchase goods online and spread...

5
It's an easy way to purchase goods online and spread the cost intrest free for 4 months Reviewed on: 27th May 2025
Simon 's avatar
Simon

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill