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PayPal: PayPal Credit reviews

4.74
Based on 119,492 reviews, last reviewed 3rd Jun 2026
3167500% increase in 5 star reviews
in the past 90 days
9300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

it is very easy to use. it is very easy to use. the pay in three is a good feature but could be maded more available on paypal checkout. Reviewed on: 3rd June 2026
Craig J's avatar
Craig J

Latest lowest rating:

1

Poor credit provider Weather you pay on time or no only rich people get more credit Reviewed on: 2nd June 2026
HN's avatar
HN

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119492)

My Friend

5
Been with paypal for 20 year now and treat it like my credit card it's never let me down .So many ways to help manage my money great work paypal 10/10 Reviewed on: 27th May 2025

I always feel safe using paypal

5
I always feel safe using paypal for payments . I know if something goes wrong paypal steps in and provides a valuable service for me Reviewed on: 27th May 2025

Great company to deal .

5
Great company to deal with very good customer service quick to respond to any problems Reviewed on: 27th May 2025

Great service I can highly recommend

5
Great service I can highly recommend Reviewed on: 27th May 2025

Very easy and pleasant to use, Highly Recommended.

5
Very easy and pleasant to use, I cant recommend Paypal highly enough. I have used Paypal for many years now. Reviewed on: 27th May 2025

Lost money but there for us

5
When I had money taken through a selling site. I phoned and they were very helpful and went beyond to sort it out and I can rest when I can pay over time. Reviewed on: 27th May 2025

my trusted payment companion onlineI

5
I trust paypal to safely handle transactions for me online and offline where possible. I like the safety and ease of use paypal offers me and mostly choose paypal to make payment online when possible. I also think paypal credit is a handy asset for an extra 4 months interest free credit and often use it for larger purchases. Overall I think paypal is a very good financial product. Reviewed on: 27th May 2025

Paying in 3 has allowed me to go on holiday this yea...

5
Paying in 3 has allowed me to go on holiday this year and fulfill a dream of trekking in the Atlas mountains! Reviewed on: 27th May 2025

Wonderful

5
Wonderful idea amazing service always ready always set for you go use. Thank you Reviewed on: 27th May 2025

Great to have the option of credit through Paypal.

5
Great to have the option of credit through Paypal. I haven't used it much but it helps knowing it is there if I really need it. Reviewed on: 27th May 2025

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