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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 119,558 reviews, last reviewed 3rd Jun 2026
3170550% increase in 5 star reviews
in the past 90 days
9350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I really happy to use PayPal account it’s my favouri... I really happy to use PayPal account it’s my favourite account Reviewed on: 3rd June 2026
Vakarahmedi's avatar
Vakarahmedi

Latest lowest rating:

1

Paypal is best Well my cards wont work but i love paypal Reviewed on: 3rd June 2026
Luvvelybunniii's avatar
Luvvelybunniii
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (119558)

Never an issue.

5
Never an issue. Always handy to have Reviewed on: 27th May 2025
Michelle m's avatar
Michelle m

Name to trust is PayPal

5
Always helped when I have contacted customer service. I trust PayPal and it gives me a good way to pay and is flexible with pay in 3, direct payment and PayPal credit Reviewed on: 27th May 2025
Fred A's avatar
Fred A

Very useful

5
Never had any issues, always works well. Paypal credit is great, especially for purchases which are interest free and able to be paid over 2 years. It's also great for other purchases you want to spread over time. I also like how when you pay more than the minimum per month it focuses on the purchases you need to pay sooner to avoid interest. Reviewed on: 27th May 2025
Darren O's avatar
Darren O

I have never had any issues and every transaction ha...

5
I have never had any issues and every transaction has ran so smoothly, Reviewed on: 27th May 2025
Jodie A's avatar
Jodie A

PayPal what's not to love

5
Easy, user friendly and safe platform, offering good payment options, pay in 3 is great if you're on a budget and you get reminders when payment is due and access to an easy understandable portal to keep track of your transactions. PayPal credit offers excellent terms and ease of use too. Friends Family transactions couldn't be simpler Reviewed on: 27th May 2025
G B's avatar
G B

PayPal credit is useful and easy to use

5
I've used Paypal credit for purchases online, and have found that by doing so I've been able to save money over using a conventional credit card. PayPal credit often has offers, and regularly offer me the pay in 3 service, meaning I can spread the cost with no interest added. This is a valuable tool for online shopping. Reviewed on: 27th May 2025
Kylie Campbell's avatar
Kylie Campbell

Always Positive

5
I’ve always had a great experience using PayPal, whether it’s paying a friend, pay in 3 or PayPal credit. They are very transparent, never any “hidden” charges, rates etc. and they keep you updated with upcoming payments, changes etc. I feel safe & secure using them. Reviewed on: 27th May 2025
BeeWil 's avatar
BeeWil

Not one complaint or problem.

5
Not one complaint or problem. Very reasonable monthly payments which make it affordable for everyone. Reviewed on: 27th May 2025
AK's avatar
AK

Good products

5
Good products and reassuring customer focussed service Reviewed on: 27th May 2025
Simon's avatar
Simon

Easiest payment method available IMO, excellent secu...

5
Easiest payment method available IMO, excellent security methods and second to none when it comes to actually speaking to a human being for customer services. Not only do they give support when purchases do not go to plan, they ensure completion. You get what it says on the tin... Reviewed on: 27th May 2025
Neil B's avatar
Neil B

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