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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (119579 reviews)

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4.74

Based on 119,579 reviews, last reviewed 4th Jun 2026

3171500% increase in 5 star reviews

in the past 90 days

9350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Exceptional customer service. Exceptional customer service. Talked through everything with me at length Reviewed on: 4th June 2026

Latest lowest rating:

2

Not good - hidden fees and interest rates. Not good - hidden fees and interest rates. Also not very clear layout. Reviewed on: 4th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119579)

Never had an issue, very well ran

Never had an issue, very well ran Reviewed on: 27th May 2025

Great for all use of paying online and feels nice an...

Great for all use of paying online and feels nice and secure.the only disappointment I had was having my credit limit reduced to a level that limits a lot of use. Especially if I want the added protection pay pal offers. Reviewed on: 27th May 2025

Nice functionality and easy to use

Nice functionality and easy to use Reviewed on: 27th May 2025

it's excellent, good service at a decent price

it's excellent, good service at a decent price Reviewed on: 27th May 2025

Paypal Credit has greatly helped me manage my finance.

Paypal Credit has greatly helped me manage my finance. I have recommended this to all my friends and family. Reviewed on: 27th May 2025

Always supportive :)

Always supportive when needed in times of trouble Reviewed on: 27th May 2025

I’m not at all tech savvy but I can do this!

I’m not at all “tech savvy” but PayPal is so simple that I can easily find what I need on the app ( yes I have even added the app to my phone! PayPal Credit is simple too and I have set up a direct debit payment so that I will never miss a payment. Reviewed on: 27th May 2025

Love Paypal and Paypal credit

Paypal is just great and spreading the cost of something over a few months is great Reviewed on: 27th May 2025

My trustful money manager.

I have been using PAYPAL for nearly 7 years. The installment payment methods in 3 & 4 parts did help me saving good amount of money and manage my funds. I strongly recommend Paypal compared to any saving, points and discount credit card. Reviewed on: 27th May 2025

I like the flexibility of Paypal Credit 0% interest.

I like the flexibility of Paypal Credit 0% interest. I always repay before the higher rate kicks in, but like that I can set my rate of repayment, either equally over the 4 months or as a balloon payment at the end. Reviewed on: 27th May 2025

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