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PayPal: PayPal Credit reviews

4.73
Based on 144,235 reviews, last reviewed 21st Jun 2026
4293900% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always prefer to use PayPal because it’s quick, ea... I always prefer to use PayPal because it’s quick, easy and secure. The statements are use to read and the app is great to use. Reviewed on: 21st June 2026
Marie C's avatar
Marie C

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144235)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Used PayPal as my main payment method for years now...

5
Used PayPal as my main payment method for years now never has an issue at all. I feel it's the safest option when purchasing items Reviewed on: 12th June 2026

Excellent and reliable service anyday anytime

5
PayPal has made online payments incredibly easy and secure. Transactions are fast, the platform is user-friendly, and I appreciate the extra layer of buyer protection when shopping online. Sending and receiving money is straightforward, and customer support has been helpful whenever I've needed assistance. Overall, PayPal is a convenient and trustworthy payment service. Reviewed on: 12th June 2026

Great experiences whenever I do credit payments

5
Great experiences whenever I do credit payments Reviewed on: 12th June 2026

Brilliant app and services.

5
Easy to apply for additional credit style products. Straightforward access to accounts and payment history and easy to navigate around the app. Use it for almost all online purchases now. Reviewed on: 12th June 2026

I had only one negative experience when the other co...

4
I had only one negative experience when the other company get cancelling my order when using PayPal. Reviewed on: 12th June 2026

Paypal gives clear instructions for every service of...

5
Paypal gives clear instructions for every service offered. Nothing is hidden. Debit, credit, pay in 3, they are all there. Service is second to none. Reviewed on: 12th June 2026

Easy to buy, easy to pay.

5
Easy to buy, easy to pay.The fee for incoming is high Reviewed on: 12th June 2026

It's amazing and support my daily expenses

5
It's amazing and support my daily expenses Reviewed on: 12th June 2026

Always easy to use, good customer service.

5
Always easy to use, good customer service. Reviewed on: 12th June 2026

Never have any problems using PayPal credit.

5
Never have any problems using PayPal credit. Easy to use, easy to see what I can spend and easy to see my balance Reviewed on: 12th June 2026