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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99641 reviews)

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4.90

Based on 99,641 reviews, last reviewed 6th May 2026

2252950% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Everything was quick and forward Everything was quick and forward Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (99641)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I heva been with PayPal for ages, I haven't had any...

I heva been with PayPal for ages, I haven't had any issues with them Reviewed on: 2nd May 2026

Simple to use, you can speak to a human on the phone...

Simple to use, you can speak to a human on the phone to resolve problems Reviewed on: 2nd May 2026

Outstanding experience never had a problem with paypal

Outstanding experience never had a problem with paypal Reviewed on: 2nd May 2026

Great I love it

Love Paypal, always used it to pay for my holidays. Reviewed on: 2nd May 2026

PayPal Credit 10/10

Great to use PayPal Credit to support local business who don't use internet to purchase goods.I found it easy to set up and use... Reviewed on: 2nd May 2026

Pay pal has helped me

Pay pal has helped me no end with keeping things moving Reviewed on: 2nd May 2026

Fantastic experience with PayPal

Fantastic experience with PayPal Reviewed on: 2nd May 2026

Great experience everytime I speak to customer servi...

Great experience everytime I speak to customer service they are very understanding and empathic Reviewed on: 2nd May 2026

PayPal Review

1. Easy, fast, and convenient * Approval is usually quick and it’s instantly usable online. * Works seamlessly at thousands of online retailers. 2. Interest-free offers (big selling point) * Typically 0% interest for 4 months on purchases over £99. * Great if you need to spread the cost of something expensive short-term. 3. No upfront fees * No annual fee, and you don’t need a physical card. 4. Buyer protection * You still get PayPal’s buyer protection if something goes wrong. Reviewed on: 2nd May 2026

PayPal user.

Very quick checkout process when I've ordered anything using PayPal, easy to pay monthly amount, no hidden charges and the app is easy to use, which for a tech novice is excellent for me. Reviewed on: 2nd May 2026

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