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PayPal: PayPal Credit reviews

4.90
Based on 99,743 reviews, last reviewed 6th May 2026
2257900% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great company Great company to deal with, quick to respond to any queries Reviewed on: 6th May 2026
Tony wood's avatar
Tony wood

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (99743)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is a reliable safe way to pay for items...

5
PayPal is a reliable safe way to pay for items Reviewed on: 2nd May 2026

I'm using pay in 3 option quite regularly.

5
I'm using pay in 3 option quite regularly. Happy with that option Reviewed on: 2nd May 2026

The simplicity of using PayPal Credit is amazing.

5
The simplicity of using PayPal Credit is amazing. Reviewed on: 2nd May 2026

PayPal is excellent for all transactions...

4
PayPal is excellent and secure for all transactions so no worry for people stealing your card info Reviewed on: 2nd May 2026

Its been pretty good.

4
Its been pretty good. PayPal have always been helpful and understanding Reviewed on: 2nd May 2026

It's very handy & convenient to use

5
It's very handy & convenient to use the credit options with PayPal Reviewed on: 2nd May 2026

Good service

5
Never any issues with using PayPal Reviewed on: 2nd May 2026

Satisfied

5
Paypal provides great services, I'm happy with my account. Reviewed on: 2nd May 2026

PayPal best BNPL

5
Never had any issues absolutely fantastic service kind polite professional love paying via app Reviewed on: 2nd May 2026

Great company with great perks.

5
Great company with great perks. Would recommend Reviewed on: 2nd May 2026

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