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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144278 reviews)

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4.73

Based on 144,278 reviews, last reviewed 21st Jun 2026

4295900% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit allows me to purchase when I need with... PayPal Credit allows me to purchase when I need with piece of mind that I can pay it off over 4 months without an interest charges. Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144278)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use PayPal to pay for my Online Shopping and to se...

I use PayPal to pay for my Online Shopping and to send money abroad on a monthly basis, It’s secure, pressure free, quick and efficient, couldn’t ask for more. Reviewed on: 12th June 2026

I love using PayPal, it is really useful and reliabl...

I love using PayPal, it is really useful and reliable and I have never had any problems. I also feel safe using it and it is easy to use. Reviewed on: 12th June 2026

Easy to use

Easy to use , easy to pay , fair and generally always prefer to pay with PayPal Reviewed on: 12th June 2026

Really good and helpful

Really good and helpful. Gives that extra bit of financial flexibility Reviewed on: 12th June 2026

Excellent service and good quality

Excellent service and good quality Reviewed on: 12th June 2026

I’ve used PayPal credit a few times now.

I’ve used PayPal credit a few times now. It’s easy to use and is an option with most shops and service providers. It’s different levels of security make it safe to use. Reviewed on: 12th June 2026

So far my experience has been good, no complaints.

So far my experience has been good, no complaints. Reviewed on: 12th June 2026

very flexible and easy to use.

very flexible and easy to use. I used many times Reviewed on: 12th June 2026

Brilliant service.

Brilliant service. Always available when required and very easy to use Reviewed on: 12th June 2026

I find PayPal caring towards its customers and easy...

I find PayPal caring towards its customers and easy to use. I am in my 70’s now and I find making transactions challenging but, when I use PayPal I have no problems. Its customer service is helpful and stress free. I always use PayPal if it’s available. Reviewed on: 12th June 2026

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