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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,797 reviews, last reviewed 6th Jun 2026
3227600% increase in 5 star reviews
in the past 90 days
9650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal credit on bigger purchases. I use PayPal credit on bigger purchases. Makes it easier to afford things. I hAve recommended this to a few family and friends Reviewed on: 6th June 2026
Amanda w's avatar
Amanda w

Latest lowest rating:

1

The new app is so awful and poorly made. The new app is so awful and poorly made. I feel sorry for its creator and manager. They gave it to a young, inexperienced kid. It would have been bett... Read more Reviewed on: 5th June 2026
Mojtaba K's avatar
Mojtaba K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120797)

Never in doubt

5
Always there to bail me out. The best in the business Reviewed on: 28th May 2025
Hannah A's avatar
Hannah A

Easy to use with friendly, helpful people

5
No hassle, easy to use App. Offered me credit which I took & has been great for online purchases. Easy to set up a DD too 10/10 Reviewed on: 28th May 2025
Simon W's avatar
Simon W

Useful and easy to use.

5
Useful and easy to use. The 3 months interest free helps to spread out cost at no extra burden. Reviewed on: 28th May 2025
JS's avatar
JS

What more can I say, great service.

5
Used the services of PayPal now for some years, never really had any problems that couldn't be sorted out either online or telephone, well pleased with the service. Reviewed on: 28th May 2025
Stuart Fraser's avatar
Stuart Fraser

I have been using paypal for around 15 years I have...

5
I have been using paypal for around 15 years I have had no problems and PayPal credit is very good especially pay within 3 months and the rates are competitive Reviewed on: 28th May 2025
Shaz's avatar
Shaz

Purchase made affordable.

5
PayPal offered customers for interest free payments, either interest free 3 instalments or pay in 4 months interest free which is great for bigger accounts purchases. Reviewed on: 28th May 2025
G S's avatar
G S

Easy to use, simple to manage, how it should be.

5
Easy to use, simple to manage, how it should be. Preferred way of paying for anything. Reviewed on: 28th May 2025
Calum P's avatar
Calum P

Very easy to use, fair decision making on amount of...

5
Very easy to use, fair decision making on amount of credit allowed. Useful backup for payments Reviewed on: 28th May 2025
Lee's avatar
Lee

Very responsive customer service and value for money

5
Very responsive customer service and value for money Reviewed on: 28th May 2025
Dawn C's avatar
Dawn C

Paypal MY PAL!.

5
After calling customer service to enquire about a direct payment not showing as cleared, i was immediately put at ease by the friendly, and professional staff. It is reassuring to know that my PayPal credit account has a great interest rate, and is a reliable service to use, especially when paying for goods online. Reviewed on: 28th May 2025
Matthew France's avatar
Matthew France

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