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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77222 reviews)

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4.90

Based on 77,222 reviews, last reviewed 19th Apr 2026

2436100% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Best way to pay online feels safe Best way to pay online feel safe and comfortable using there payment method never had any issues getting my money back if something went wrong excelle... Read more Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77222)

Good for daily purchases in one place

Good for daily purchases in one place Reviewed on: 14th May 2024

I’ve had a PayPal since I turned 18

I’ve had a PayPal since I turned 18 and throughout the years I’ve qualified for PayPal credit, it’s better than a credit credit card in my opinion, as their interface is very user friendly and it helped my break down large purchases with their pay in three method Reviewed on: 14th May 2024

Great and excellent service , very helpful.

Great and excellent service , very helpful. Reviewed on: 14th May 2024

Excellent credit provider.

Excellent credit provider. Enjoying the fact that I can now use my PayPal credit in store just like my other cards Reviewed on: 14th May 2024

Use wisely

I use it sparingly and within my means without paying interest Reviewed on: 14th May 2024

online shopping

Credit accounts can help me reduce financial stress, which is very useful, but sometimes payments fail, which is a bit annoying. Reviewed on: 14th May 2024

I wish I could change my email address.

I wish I could change my email address. Reviewed on: 14th May 2024

Very convenient for bigger purchases

Very convenient for bigger purchases Reviewed on: 14th May 2024

It’s the Best credit so far.

It’s the Best credit so far. I have used different platforms as well. But PayPal is above and beyond Reviewed on: 14th May 2024

Best help to purchase

With PayPal credit I’ve been able to buy things which without the credit I wouldn’t even dream and I owe that favour to the PayPal. I’m paying back the money monthly and I don’t feel any pressure in that regard. Reviewed on: 14th May 2024

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