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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,311 reviews, last reviewed 19th Apr 2026
2444500% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very help different situacion,thanks Very help different situacion,thanks Reviewed on: 19th April 2026
ANTANAS P's avatar
ANTANAS P

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77311)

Easy to use!

5
Easy to use and amazing i can buy now pay later!!! Reviewed on: 14th May 2024
Marie c's avatar
Marie c

Super easy to use, love the flexibility.

5
Super easy to use, love the flexibility and the interest free options and lengths. I also really like the pay in 3 option, this is such a great way to easily spread the cost of my purchases and makes spending so much easier. Reviewed on: 14th May 2024
RC's avatar
RC

Always efficient and fast with any queries

5
Always efficient and fast with any queries Reviewed on: 14th May 2024
Cat's avatar
Cat

PayPal credit is easy to use.

5
PayPal credit is easy to use. It is available on lots of websites and easy to manage repayments. Reviewed on: 14th May 2024
Sarah B's avatar
Sarah B

Free transactions to friends and family.

5
Free transactions to friends and family. Responsible 3 payments plans and other interest free options. Secure transactions. Reviewed on: 14th May 2024
Bernadette Mitchell's avatar
Bernadette Mitchell

0% for 4 months makes sense.

5
It helps with adhoc expenses especially the 4 month 0%. Reviewed on: 14th May 2024
Idris A's avatar
Idris A

It helped me start my business!

5
It’s been fundamental in helping me start my business. I was able to cover some initial expenses thanks to PayPal credit. There’s so many unexpected costs that you don’t think of or that come out of nowhere, having PayPal Credit as a back up was a life saver as I could just pay it back at a later date. Reviewed on: 14th May 2024
Alex W's avatar
Alex W

Very convenient to pay for 99% of things.

4
Very convenient to pay for 99% of things. I have had issues with the PayPal credit service that are yet to be resolved. The PayPal app does not let me pay the credit statement balance correctly. Reviewed on: 14th May 2024
David Kelly's avatar
David Kelly

Love to use PayPal credit with 0%interest

5
Love to use PayPal credit with 0%interest Reviewed on: 14th May 2024
Yav's avatar
Yav

PayPal has been very helpful and great in my time of...

5
PayPal has been very helpful and great in my time of need Reviewed on: 14th May 2024
Assy 's avatar
Assy

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