Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,936 reviews, last reviewed 6th Jun 2026
3234000% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have never had a problem with PayPal. I have never had a problem with PayPal. When I needed support, they solved it. I log on regularly to check my status and everything is clear. I would ... Read more Reviewed on: 6th June 2026
Lesley W's avatar
Lesley W

Latest lowest rating:

1

Inefficient allocation of repayments The time it takes to allocate the monthly repayment used to be a couple of working days, then a week, then ten working days. Now? Who knows! They don'... Read more Reviewed on: 6th June 2026
Helen's avatar
Helen
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (120936)

I have used PayPal in a number of it's forms.

5
I have used PayPal in a number of it's forms. As a direct payment method, as a pay in 3 and over 12 months. It's a versatile way to pay. Some months I've encountered unexpected surprises - my car needed a new spare wheel, I was able to replace it buy purchasing it over 3 interest free payments, using PayPal. Reviewed on: 28th May 2025
Noreen A's avatar
Noreen A

PayPal is simple and easy to use and navigate as wel...

5
PayPal is simple and easy to use and navigate as well as providing a secure payments portal as well using with people you don’t know. Using just an email address keeping your bank details secure Reviewed on: 28th May 2025
Stephanie j's avatar
Stephanie j

I have used PayPal as a safe means of online payment...

5
I have used PayPal as a safe means of online payment for many years - I've never had a problem. In fact when I did have a problem with a seller I had bought from who had become uncommunicative in resolving an issue I eventually turned to PayPal for help. After reviewing the facts PayPal found in my favour and I received a full refund in less than a week. Reviewed on: 28th May 2025
David C's avatar
David C

Great Option To Pay In Three.

5
Pay in three a great little tool to spread the cost of your purchase. Reviewed on: 28th May 2025
Karen C's avatar
Karen C

The credit from PayPal was available immediately.

5
The credit from PayPal was available immediately. Thank you! Reviewed on: 28th May 2025
Stanislaw Z's avatar
Stanislaw Z

Easy to follow finance

5
Very straight forward finance, customer service easy to contact if required. Fast response times and easy to understand guidance. Reviewed on: 28th May 2025
Emily H's avatar
Emily H

Pay in three

5
Being able to split a bill into three payments is a real help. Reviewed on: 28th May 2025
Simon K's avatar
Simon K

Love PayPal great facility to have available.

5
Love PayPal great facility to have available. Reviewed on: 28th May 2025
Daniel D's avatar
Daniel D

for me paypal is a very helpfull, in poor situations.

5
for me paypal is a very helpfull, in poor situations. Most of time, paypal like one of my family helpet me. In many cases even better. however in many cases paypal is first supporter and backup. Reviewed on: 28th May 2025
Mozafar Goudarzpour's avatar
Mozafar Goudarzpour

Very good.

4
Very good. Paypal is very important for me. Reviewed on: 28th May 2025
SBraganca's avatar
SBraganca

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill