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PayPal: PayPal Credit reviews

4.74
Based on 121,291 reviews, last reviewed 7th Jun 2026
3250450% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is very simple to use, and often my preferred... PayPal is very simple to use, and often my preferred use of payment because of how simple it is! Reviewed on: 7th June 2026
Sima C's avatar
Sima C

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121291)

I’ve been using PayPal Credit for over a year now, a...

5
I’ve been using PayPal Credit for over a year now, and it’s been a great experience overall. Reviewed on: 28th May 2025

I really enjoy using PayPal especially the pay in 3...

5
I really enjoy using PayPal especially the pay in 3 and paypal credit has helped me manage my finances. All in all PayPal has great customer service. Reviewed on: 28th May 2025

Why Paypal credit is amazing

5
I have using paypal credit for a really long time and it’s been great that I am able to pay in installments it has really helped me alot to get the things that I want much quicker than I would have had to otherwise wait for months to buy it out right. It has been a game changer for me. Reviewed on: 28th May 2025

Seemless experience buying my new Mac using PayPal C...

5
Seemless experience buying my new Mac using PayPal Credit. Reviewed on: 28th May 2025

Good service, value for money, finds solutions for p...

4
Good service, value for money, finds solutions for problems efficiently. Reviewed on: 28th May 2025

Excellent service,straight to the point information

5
Excellent service,straight to the point information Reviewed on: 28th May 2025

Easy to use with plain and simple instructions.

5
Easy to use with plain and simple instructions. its a safety blanket as a just incase but great to have Reviewed on: 28th May 2025

No issues with paypall used tjem for years and credi...

5
No issues with paypall used tjem for years and credited me 400 last year which o pay back on a monthly basis Reviewed on: 28th May 2025

Straight forward no hassle .

5
Straight forward no hassle . Brilliant service Reviewed on: 28th May 2025

I find it helpful and easy to understand, definitely...

5
I find it helpful and easy to understand, definitely I would recommend Reviewed on: 28th May 2025

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