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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (121261 reviews)

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4.74

Based on 121,261 reviews, last reviewed 6th Jun 2026

3249100% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

aaaaaaaa ……………….aaaAAAAAAAAAAAAAAAAAAAAAAAAAAAAA Reviewed on: 6th June 2026

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121261)

Easy to use - interest rate not terrible.

Easy to use - interest rate not terrible. Never had an issue Reviewed on: 28th May 2025

Really professional staff and fast service.

Really professional staff and fast service. Reviewed on: 28th May 2025

Love pay in 3

Love that paypal allows credit & you can pay for things in 3 instalments Reviewed on: 28th May 2025

I find the credit statements a bit confusing as to w...

I find the credit statements a bit confusing as to what I’ve spent and when Reviewed on: 28th May 2025

Fantastic credit card, has everything you need.

Fantastic credit card, has everything you need. Reviewed on: 28th May 2025

Excellent service!

Excellent service! Makes online shopping super easy. Flexible options for both long and short term payment plans. Would recommend to anyone! Wide range of retailer support. 0% interest on many of the products that they offer. Reviewed on: 28th May 2025

A useful tool

I find Paypal Credit a very useful tool and very easy to use. Reviewed on: 28th May 2025

Seamless Payments, 3 Months, Zero Interest

PayPal has helped me manage payment transactions to different parts of the world. The three-month interest-free period offered by PayPal Credit has also made it easier and more convenient for me to purchase items. Reviewed on: 28th May 2025

Simple Effective and secure

Was very easy to set up and manage with the PayPal application. If gives me added security and peace of mind when buying things and spreading the cost using PayPal credit. The application is very good and easy to navigate. If needed can also make disputes with retailers purchases Reviewed on: 28th May 2025

Over the moon

I'm paying for things over 3 months so I get it at the price it says I'm over the moon it's not going out in one lump sum. Reviewed on: 28th May 2025

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