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PayPal: PayPal Credit reviews

4.73
Based on 143,719 reviews, last reviewed 21st Jun 2026
4270450% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and versatile. Easy and versatile. A number of purchase options available make it easier to plan your purchase and payment Reviewed on: 21st June 2026
CCRN's avatar
CCRN

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143719)

Ease of use for sending money or using PayPal to pay...

5
Ease of use for sending money or using PayPal to pay for goods with peace of mind Reviewed on: 16th April 2026

Great feature

5
This feature allows to spread the cost for long term with no interest and helps saving the interest unlike most providers. Reviewed on: 16th April 2026

Easy and clear

4
Easy and clear, never had any problem. I would recommend for anyone who wants to build credit score. Reviewed on: 16th April 2026

Hassle free finance option

5
I find PayPal a stress free, simple option for financing some of my larger purchases and enjoy the flexibility that it allows me. Reviewed on: 16th April 2026

Easy to use, clear on how to repay and how much it w...

5
Easy to use, clear on how to repay and how much it will cost Reviewed on: 16th April 2026

informative helpful site responsive customer service

5
informative helpful site responsive customer service Reviewed on: 16th April 2026

Simply fantastic

5
With paypal credit I've been able to purchase things when I needed and pay off my credit then. It's fantastic and helps more than I could ever put in words Reviewed on: 16th April 2026

Simple, safe, secure - simple process with a great app.

5
Simple, safe, secure - simple process with a great app. Great comms/updates, safe online process. Reviewed on: 16th April 2026

Safer online transactions.

5
Safer online transactions. Credit without interest. Easy to send and receive money. Reviewed on: 16th April 2026

PayPal is a safe and easy way to use money and a goo...

5
PayPal is a safe and easy way to use money and a good experience Reviewed on: 16th April 2026

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