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PayPal: PayPal Credit reviews

4.73
Based on 143,929 reviews, last reviewed 21st Jun 2026
4280050% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Payment options are quite handy. Payment options are quite handy. Availability across vendors is great. Options to pay later are great. Reviewed on: 21st June 2026
Luis Santos's avatar
Luis Santos

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143929)

Always good and easy to use, only thing I find a lit...

5
Always good and easy to use, only thing I find a little concerning is PayPal credit takes. Long time to update. Reviewed on: 16th April 2026

When I contacted them about a problem they were very...

5
When I contacted them about a problem they were very efficient and helpful Reviewed on: 16th April 2026

Very good deal and nice .

5
Very good deal and nice .I think we need to print cards Reviewed on: 16th April 2026

Able to do many things using credit, helped during m...

5
Able to do many things using credit, helped during many times in my life :) Reviewed on: 16th April 2026

Good experience value of money and easy to repay

5
Good experience value of money and easy to repay Reviewed on: 16th April 2026

Very easy to use, easy to access account.

5
Very easy to use, easy to access account. Reviewed on: 16th April 2026

They dealt with my issue very quickly and I was kept...

4
They dealt with my issue very quickly and I was kept in formed. Reviewed on: 16th April 2026

My money is safe with them, I like to pay with PayPa...

5
My money is safe with them, I like to pay with PayPal and if no PayPal I will not make a transaction Reviewed on: 16th April 2026

Easy to use and control at your convenience

5
Easy to use and control at your convenience Reviewed on: 16th April 2026

Easy to use, great products.

5
Easy to use, great products. Love the 4months 0% interest, really helps me manage my finances Reviewed on: 16th April 2026

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