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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 74,801 reviews, last reviewed 18th Apr 2026
2212400% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using PayPal Credit was easy. Using PayPal Credit was easy. Setting it up took little time, and paying at checkout felt simple. I could see my payments clearly, which helped me sta... Read more Reviewed on: 18th April 2026
Farrukh Imtiaz's avatar
Farrukh Imtiaz

Latest lowest rating:

1

Late payment processing or bill payment Late payment processing or bill payment Reviewed on: 17th April 2026
Jayapriyan M's avatar
Jayapriyan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (74801)

Excellent product, so easy to use.

5
I really like the PayPal Credit product, as it offers me huge flexibility on spreading cost in time and also managing the peyments. Really great and easy to use features, clarity on cost and secure in use. Highly recommend it. Reviewed on: 8th July 2022
Dominique 's avatar
Dominique

Easy to use and a good rate

5
Easy to use and very good pay options. I would like it to be attached to a card one day. Reviewed on: 8th July 2022
Philip Clifford's avatar
Philip Clifford

Quick and easy, and interest free

5
I like having 4 months to pay things off interest free. Good amount of time. Reviewed on: 8th July 2022
DradusContact's avatar
DradusContact

Good

4
Very easy and safe method of payment Reviewed on: 8th July 2022
Celine J. Song's avatar
Celine J. Song

Amazing

5
Amazing credit limits and always guaranteed money back Reviewed on: 8th July 2022
Janeta Kudlacik's avatar
Janeta Kudlacik

Good way to use credit

5
Always great and easy to use. Accepted most places too as well. Reviewed on: 8th July 2022
Claire's avatar
Claire

Great

5
Paypal credit is great to use pay for dearer item over 4 months interest free Reviewed on: 8th July 2022
Richard Hobbins's avatar
Richard Hobbins

100 percent

5
100% awesome and all the products are good compared to other company. Credit product is really good. Reviewed on: 8th July 2022
Thomas 's avatar
Thomas

Excellent Service

5
PayPal credit or pay in 3 installments is excellent value and a chance to spread your payments that suit you. Reviewed on: 8th July 2022
Stephen Hughes's avatar
Stephen Hughes

Good product

5
I have paid for shopping several times and I did not expect it to be so simple. no fees if we meet the repayment time. I can confidently recommend paypal credit to everyone Reviewed on: 8th July 2022
Marzena Szymaniak's avatar
Marzena Szymaniak

Review PayPal: PayPal Credit now

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