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PayPal: PayPal Credit reviews

4.73
Based on 143,618 reviews, last reviewed 21st Jun 2026
4265600% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe online transactions Always there to make me feel safe when buying online. My prefered option every time. Reviewed on: 21st June 2026
SueP's avatar
SueP

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143618)

Excellent gateway for all.

5
Excellent gateway for all.money transactions securely im big fan of Elon and his creations !! :) Reviewed on: 16th April 2026

Good Options for payments

5
With PayPal I feel it’s a secure way to pay for purchases and I like the option of pay interest free for 4 months. This really helps when I need to pay for larger purchases. Reviewed on: 16th April 2026

Paypal/ great resource for payments in a protective...

5
Paypal/ great resource for payments in a protective way, comforting, not to give private details to everybody....needing payment, pay pal credit is like a Good Friend. Clarity on how to uterlize + helpful to maintain payments ontime....its my go to for many purchases....always in mind for ease of transactions . Im grateful to have various accounts with paypal.. ie 3n1 payment+ Debit Option+Credit Card option, so much variety.....great options/ Choices ( friend on my phone Always) Reviewed on: 16th April 2026

Paypal review

5
Very convenient and quick method of paying Reviewed on: 16th April 2026

The customer service is very responsive and helpful.

4
The customer service is very responsive and helpful. It feels safe using the service Reviewed on: 16th April 2026

Very good, easy to use enabling purchase for goods

5
Very good, easy to use enabling purchase for goods Reviewed on: 16th April 2026

Experience

5
Never had any issues. I'm very happy with product and service provided by PayPal Reviewed on: 16th April 2026

A better way to make affordable purchases.

5
A better way to make affordable purchases. Reviewed on: 16th April 2026

Great service

5
I do enjoy the most the 3 months payment. Reviewed on: 16th April 2026

Fantastic and easy for online shopping.

5
Fantastic and easy for online shopping. Reviewed on: 16th April 2026

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