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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,469 reviews, last reviewed 20th Jun 2026
4259100% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy app to use and great options for finance... Very easy app to use and great options for finance Reviewed on: 20th June 2026
Anna 's avatar
Anna

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143469)

Great Customer Service

5
I do not have a direct debit for payment set up. I missed the payment date. PayPal customer services were very understanding when l rang up, and they wavered the late payment charge Reviewed on: 15th April 2026
R H's avatar
R H

It can be confusing and it stop pay in three

4
It can be confusing and it stop pay in three Reviewed on: 15th April 2026
Jacquie Craig's avatar
Jacquie Craig

I love PayPal great service very friendly customer s...

5
I love PayPal great service very friendly customer services very quick answer always helps keep going guys great job thank you so much Thanks Reviewed on: 15th April 2026
Ali A's avatar
Ali A

Paypal credit has been very useful for me especially...

5
Paypal credit has been very useful for me especially during the Christmas period and when I was starting a new job Reviewed on: 15th April 2026
ArchezBeCray's avatar
ArchezBeCray

Easy to get to speak to someone and not a long wait...

5
Easy to get to speak to someone and not a long wait time Reviewed on: 15th April 2026
Maria finn's avatar
Maria finn

Paypal customer since early days

5
Been using paypal for over 10 years. Excellent customer service. Never had an issue that wasn’t resolved to satisfaction. Reviewed on: 15th April 2026
Waheed A's avatar
Waheed A

I always use PayPal for everything.

5
I always use PayPal for everything. With ther bank card I can add it to my Apple wallet and use it everyday and earn points. It makes every transaction feel a bit safer. Reviewed on: 15th April 2026
Meg B's avatar
Meg B

PayPal Credit card is easy to use online and the APR...

5
PayPal Credit card is easy to use online and the APR is low Reviewed on: 15th April 2026
BigTam's avatar
BigTam

Paypal is the best its so good like i love it so muc...

5
Paypal is the best its so good like i love it so much i really need more money thought so i keep using it thanks xo Reviewed on: 15th April 2026
Morgan 's avatar
Morgan

A good cash boost

5
I’ve struggled with money from time to time, PayPal credit has been great alternative line of credit for me in times I need it. Reviewed on: 15th April 2026
Adam M's avatar
Adam M

Review PayPal: PayPal Credit now

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