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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,508 reviews, last reviewed 20th Jun 2026
4260850% increase in 5 star reviews
in the past 90 days
12200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a very secure way for me to buy on line and co... It's a very secure way for me to buy on line and convenient and I usually use the 3 month spread the cost on higher cash purchases. Reviewed on: 20th June 2026
Donna M's avatar
Donna M

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143508)

This service has helped me out when I had to...

5
This service has helped me out when I had to move house Reviewed on: 16th April 2026
Andy C's avatar
Andy C

Great payment options such as credit and pay in three.

4
Great payment options such as credit and pay in three. Credit option also has great benefits like interest free for 4 months when over £100. Reviewed on: 16th April 2026
Ope's avatar
Ope

I’ve been using PayPal: Paypal Credit for years and...

5
I’ve been using PayPal: Paypal Credit for years and it’s a real life saver. I love being able to purchase what I need without worrying about having to spend money that is needed for bills. It’s very easy to use too. Reviewed on: 16th April 2026
Nav Saini's avatar
Nav Saini

Great application.

5
Great application. It helps me to pay my daily expenses. Reviewed on: 16th April 2026
STUART P's avatar
STUART P

I have used Paypal for years, I honestly recommend t...

5
I have used Paypal for years, I honestly recommend them highly, they are my go to when completing purchases, as well as security, they also strive for best customer experience! Reviewed on: 16th April 2026
Ret's avatar
Ret

PayPal Credit is very useful.

5
PayPal Credit is very useful. You can make purchases and have a interest free time period of up to 4 months to pay it off. Reviewed on: 16th April 2026
Debbie M's avatar
Debbie M

I’m happy with paypal and all service

5
I’m happy with paypal and all service Reviewed on: 16th April 2026
Greg's avatar
Greg

PayPal rewards lets you buy things for free!

5
PayPal debit has proved very useful for money management. PayPal rewards has also been very useful and I have purchased several items online using the rewards, effectively for free. The earnings level for debit card transactions is as good as almost any other debit or credit card., at least ones that don’t have any annual/monthly fees. However, only certain sellers accept PayPal rewards, so they are good if you can use these sellers regularly. Reviewed on: 16th April 2026
david h's avatar
david h

Why I’m Obsessed with PayPal in 2026

5
The Ultimate Shopping Hack: Why I’m Obsessed with PayPal in 2026! If you aren't using PayPal for your daily spending yet, you are seriously missing out on the ultimate financial "cheat code." I’ve been using it for a while now, and it has completely changed the way I shop. The absolute game-changer? Pay in 4. It’s honestly a lifesaver—I can grab what I need (or want!) right now and split the cost into four easy, interest-free payments. It makes budgeting for larger hauls feel so much more manageable without the stress of a massive upfront hit to my bank account. Beyond the flexibility, it’s just so fast. No digging for my wallet or re-entering card numbers; I just tap, split the payment, and I’m done. If you want to shop smarter and keep your cash flow smooth, PayPal is the only way to go. • Budgeting Bliss: "Pay in 4" makes big purchases feel small. • Zero Friction: The fastest checkout experience on the web. • Total Security: I never have to share my card info with random sites. Reviewed on: 16th April 2026
Michael Abrigo's avatar
Michael Abrigo

Always fantastic, good on reminders and quick service

5
Always fantastic, good on reminders and quick service Reviewed on: 16th April 2026
Joshua S's avatar
Joshua S

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