Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (75437)

Affordable

5
Affordable % and interest free months Reviewed on: 8th July 2022

PayPal credit is The best helped me alor

5
PayPal credit isn't just PayPal but a whole lot off things in PayPal credit. Helps grow your credit report. Customer service is always happy to help. Not like any other credit card. Dump them and get PayPal credit helps in every way. Best is 0% on £99 or more for 4 months. Time to save to pay and plan ahead. Reviewed on: 8th July 2022

Simple and efficient

5
I applied for it in order to buy my phone and in 2 days the order was also processed. The ease to apply and the swiftness of the process makes this a great service and product. Reviewed on: 8th July 2022

Excellent Service

5
PayPal is super convenient and the Credit they offer is really flexible and easy to use. Reviewed on: 8th July 2022

Amazing

5
The service they over is so easy to set up and use always quick to help Reviewed on: 8th July 2022

Flexible finance

5
PayPal credit is amazing. The app is clear and easy to use. Reviewed on: 8th July 2022

Excellent service without interest and a lot of flexibility

5
It is wonderful, Paypal allows a lot of flexibility to consumers and that's amazing. Reviewed on: 8th July 2022

I very happy

5
Very good company. I recommend everyone to use it Reviewed on: 8th July 2022

Best card on the market

5
Always buy with confidence and feel protected when using my pay pal credit Reviewed on: 8th July 2022

One love

5
It is the only way i pay for anything online. Paypal is the future of online payments. Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review