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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,581 reviews, last reviewed 20th Jun 2026
4264050% increase in 5 star reviews
in the past 90 days
12250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any issue, fast & convenient, also easy to... Never had any issue, fast & convenient, also easy to use Reviewed on: 20th June 2026
Danielle D's avatar
Danielle D

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026
David P's avatar
David P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143581)

I’ve had PayPal credit for years, I’ve never have a...

5
I’ve had PayPal credit for years, I’ve never have a negative experience with them, they are always able to help if you need it and the app design is very easy and accessible Reviewed on: 16th April 2026
Cup's avatar
Cup

Very flexible, fair, easy to understand credit.

5
Very flexible, fair, easy to understand credit. I wish established credit card providers were more like this. PayPal seem genuinely innovative. Reviewed on: 16th April 2026
John J's avatar
John J

The flexibility and the added security along with th...

5
The flexibility and the added security along with the customer service, makes using PayPal as much as possible a must these days Reviewed on: 16th April 2026
Ben P's avatar
Ben P

SIMPLE CREDIT SYSTEM

5
So easy to use and repay. No issues for me so far using credit. I like paying knowing that if any issues occur Paypal will help me. Reviewed on: 16th April 2026
Laura G's avatar
Laura G

Safe and easy

5
I found using PayPal easy and safe especially with untrustworthy online traders. They don’t deliver and you talk to PayPal Reviewed on: 16th April 2026
Rasmos J's avatar
Rasmos J

Just normal, nothing exciting idk man

4
Just normal, nothing exciting idk man Reviewed on: 16th April 2026
Dylan S's avatar
Dylan S

I have good experience.

5
I have good experience. I use it when I'm going on board. Reviewed on: 16th April 2026
Harry Ghasemi's avatar
Harry Ghasemi

Its very good it's really great

5
It's very good it's easy to pay I really like PayPal is best option thank you so much Reviewed on: 16th April 2026
Shameem a's avatar
Shameem a

Allways my first payment choice trustworthy excellen...

5
Allways my first payment choice trustworthy excellent customer service Reviewed on: 16th April 2026
dean molloy's avatar
dean molloy

I have been almost 20years with PayPal and it’s the...

5
I have been almost 20years with PayPal and it’s the most secure and best option always when paying anything online. Reviewed on: 16th April 2026
Richard F's avatar
Richard F

Review PayPal: PayPal Credit now

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