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PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75437)

Good way to pay safe & secure

5
I love to use pay pal either by cash or credit because your money is in safe hand Reviewed on: 8th July 2022

Super convenince..

5
For me Paypal is amazing. I have many years and every time they have more for the costumers and is great. Reviewed on: 8th July 2022

Simple, effectively putting me in control of my credit

5
Amazing opportunity to use credit which has helped me with Alot of suprise bills and breakages, flexible repayments with ultra clear costing plans. I have recommended all of my family and friends to sign up and use paypal credit and we have all been very happy with using it Reviewed on: 8th July 2022

Best I have used

5
Love the paypal credit as long as I spend 99+ I have 4 months ingest free Reviewed on: 8th July 2022

Winner

5
Hope I win the competition and get £1000 Reviewed on: 8th July 2022

Easy to use with small repayments

5
I’ve been using PayPal credit for a few months, it’s easy to use and simple to navigate. Reviewed on: 8th July 2022

Credit

5
Really handy at times and even better that you can ch99se when to pay as well as paying off the credit earlier than 4 months if you're just waiting for pay day. Would recommend for no fuss short term needs / solutions. Reviewed on: 8th July 2022

Paypal

5
Easy and effective to use. Money is protected. Reviewed on: 8th July 2022

Paypal Credit is awesome

5
First 4 months is 0 interest and it makes life easier. Thanks PayPal Reviewed on: 8th July 2022

Love PayPal

5
Never understand why people don't use PayPal. It's easy and quick to send or receive money. The pay over time is excellent and it is so secure. I love it. Reviewed on: 8th July 2022

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