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PayPal: PayPal Credit reviews

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4.90
Based on 75,223 reviews, last reviewed 18th Apr 2026
2250900% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service , really good , easy to use Excellent service , really good , easy to use Reviewed on: 18th April 2026
Oliver H's avatar
Oliver H

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75223)

The Backup

5
Always there when needed for emergency funding for Christmas and birthdays, knowing its there as a back up has my mind at ease. Would definitely recommend. Reviewed on: 8th July 2022
Andy Baxter's avatar
Andy Baxter

Simply the best!

5
Makes my life a lot easier when I’m doing my shopping online.Gives me a lot of assurance against fraud. Reviewed on: 8th July 2022
Mary Terry's avatar
Mary Terry

PayPal credit

5
Really great product easy to use and easy to pay back Reviewed on: 8th July 2022
Jade Lewis's avatar
Jade Lewis

Great Help

5
1. I love the interest free credit for £100 and above for 4 months. It helps me manage my budget. 2. It's payment method is accepted by most online vendors and my favorite restaurants. 3. So far no problem with security. I hope it gets better and add more applications. Reviewed on: 8th July 2022
Mohan's avatar
Mohan

Quick payment method

5
PayPal credit is a quick payment method, Which helps you to buy more and pay longer. I love it . Reviewed on: 8th July 2022
Shermineh Hashemloo's avatar
Shermineh Hashemloo

splendid help

5
Helps in fast and secure purchase on other sites. I often pay with PAYPAL knowing that I will be protected from fraud. Reviewed on: 8th July 2022
Silvia Spilotros's avatar
Silvia Spilotros

Excellent service

4
Easy transactions with flexible payment Reviewed on: 8th July 2022
Munazkhan rasulkhan 's avatar
Munazkhan rasulkhan

Trustable, safe, liability

5
Safe to use in any transaction, spend with confidence, peace of mind Reviewed on: 8th July 2022
Seyad bahaauldin atemi's avatar
Seyad bahaauldin atemi

Deserving

5
Accessible,.easy to navigate and very convenient. Above all xriendly and efficient customer services Reviewed on: 8th July 2022
Onyinye Ekeson's avatar
Onyinye Ekeson

Legendary

5
Paypal credit is a excellent service fast and reliable. Reviewed on: 8th July 2022
Paddy's avatar
Paddy

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