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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 74,905 reviews, last reviewed 18th Apr 2026
2221600% increase in 5 star reviews
in the past 90 days
6300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy simple excellent Simple to use pay in 3 is excellent for those expensive items always informing of new products Reviewed on: 18th April 2026
OXO's avatar
OXO

Latest lowest rating:

1

Good luck I just win thousand pounds Good luck I just survive in £1000 Reviewed on: 18th April 2026
ruby 's avatar
ruby
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (74905)

Overall it's much better than most of them out there. The reason I'm not giving 10/10 is that recently I had an an bad experience with them and they couldn't rectify the situation.

3
Overall good and had one very bad experience recently Reviewed on: 8th July 2022
Safeer Ahmed's avatar
Safeer Ahmed

Impressive

5
Absolute life saver, the best thing to use, helped out in so many ways Reviewed on: 8th July 2022
Connor Sprague's avatar
Connor Sprague

Satisfied immensely

5
Amazing tool to help a young lad like myself sensibly use credit and help me make the most of summer ! Reviewed on: 8th July 2022
Stoneyjr212's avatar
Stoneyjr212

Excellent and Easy

5
Great to use and you know your money’s safe ! Reviewed on: 8th July 2022
pwinlow1963@icloud.com's avatar
[email protected]

Excellent product, so easy to use.

5
I really like the PayPal Credit product, as it offers me huge flexibility on spreading cost in time and also managing the peyments. Really great and easy to use features, clarity on cost and secure in use. Highly recommend it. Reviewed on: 8th July 2022
Dominique 's avatar
Dominique

Easy to use and a good rate

5
Easy to use and very good pay options. I would like it to be attached to a card one day. Reviewed on: 8th July 2022
Philip Clifford's avatar
Philip Clifford

Quick and easy, and interest free

5
I like having 4 months to pay things off interest free. Good amount of time. Reviewed on: 8th July 2022
DradusContact's avatar
DradusContact

Good

4
Very easy and safe method of payment Reviewed on: 8th July 2022
Celine J. Song's avatar
Celine J. Song

Amazing

5
Amazing credit limits and always guaranteed money back Reviewed on: 8th July 2022
Janeta Kudlacik's avatar
Janeta Kudlacik

Good way to use credit

5
Always great and easy to use. Accepted most places too as well. Reviewed on: 8th July 2022
Claire's avatar
Claire

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