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PayPal: PayPal Credit reviews

4.73
Based on 143,427 reviews, last reviewed 20th Jun 2026
4257200% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great tracking, safe money Safe way to purchase with protection of your money and the transaction Reviewed on: 20th June 2026
Sarah's avatar
Sarah

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143428)

Always supporting if difficulties found.

5
Always supporting if difficulties found. Helping me with their new credit card and monthly payment is not a lot. Reviewed on: 15th April 2026

Always given me confidence in making purchases and t...

5
Always given me confidence in making purchases and they opportunity to pay in interest free installments or on credit with low interest Reviewed on: 15th April 2026

Just can’t fault it it’s amazing

5
Just can’t fault it it’s amazing Reviewed on: 15th April 2026

Great and ease of use.

5
Great and ease of use. Instant transfers Reviewed on: 15th April 2026

Over the years my experience with PayPal has been br...

5
Over the years my experience with PayPal has been brilliant. I had few transactions issue twice and its was resolved promptly I was happy about the service and support i had received. Reviewed on: 15th April 2026

flexibility of the payments

5
I like the flexibility of the payments and the platform itself Reviewed on: 15th April 2026

Always easy to use paypal for payment as an option a...

5
Always easy to use paypal for payment as an option and good for repayment plans Reviewed on: 15th April 2026

It is convenient & straight forward

5
It is convenient & straight forward Reviewed on: 15th April 2026

Excellent

5
Excellent experience i m with PayPal for 15+ and its safest never had a issue. Reviewed on: 15th April 2026

Easy, flexible shopping

5
I have been using PayPal for long time. Also has had PP Credit for years and it was always a very handy, simple solution to fund purchases. It gives good flexibility in terms of choosing how to pay. Reviewed on: 15th April 2026

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