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PayPal: PayPal Credit reviews

4.73
Based on 143,381 reviews, last reviewed 20th Jun 2026
4254950% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I always look for PayPal for purchases, for the pro... I always look for PayPal for purchases, for the protection it gives. Reviewed on: 20th June 2026
Reb 's avatar
Reb

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143381)

Very good application & easy use

5
Very good application & easy use Reviewed on: 15th April 2026

Excellent

5
I found everything very straight forward. Quick and easy to sort what you need Reviewed on: 15th April 2026

Love the ease of pay in 3 and PayPal credit for gift...

5
Love the ease of pay in 3 and PayPal credit for gift purchases Reviewed on: 15th April 2026

Happy with paypal

5
Useful and great for larger purchases especially with the interest free offer. Excepted at most places. Reviewed on: 15th April 2026

Great for helping people to pay off.

5
Great for helping people to pay off. Reviewed on: 15th April 2026

i had a great experience with payal its always worke...

5
i had a great experience with payal its always worked well Reviewed on: 15th April 2026

So easy to use!

5
So easy to use PayPal to send and receive money Reviewed on: 15th April 2026

Brilliant

5
Always a pleasant experience using PayPal Reviewed on: 15th April 2026

Delayed payments

4
Would like it if when I make a payment to the account, it is paid straight away instead of taking a couple of days to clear. Reviewed on: 15th April 2026

Very good service and reliable lender.

5
Very good service and reliable lender. Reviewed on: 15th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review