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PayPal: PayPal Credit reviews

4.73
Based on 143,334 reviews, last reviewed 20th Jun 2026
4252900% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal help me out a lot financially. PayPal help me out a lot financially. It let me monthy. Thanks. Reviewed on: 20th June 2026
Royden c's avatar
Royden c

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143334)

Ideal for budgeting up until payday and urgent purch...

5
Ideal for budgeting up until payday and urgent purchase Reviewed on: 15th April 2026

safety in transactions

5
Good at refunding payments and safety in transactions Reviewed on: 15th April 2026

Super handy

5
It’s a really handy thing to have and gives me a bit of extra time for bigger purchases without the hassle of applying Reviewed on: 15th April 2026

Quick easy and convenient .

5
Quick easy and convenient . Many payment options and easy to control Reviewed on: 15th April 2026

Inguciuks

5
It is always easy to get in touch and get help. Reviewed on: 15th April 2026

Paypal has helped me in times of difficulties

5
Paypal has helped me in times of difficulties with the PayPal credit. Thank you so much PayPal. I will always use PayPal Reviewed on: 15th April 2026

Easy and efficient.

5
Easy and efficient. Fantastic rewards Reviewed on: 15th April 2026

I have excellent experience with the PayPal.

5
I have excellent experience with the PayPal. Reviewed on: 15th April 2026

An excellent experience with using PayPal and their...

5
An excellent experience with using PayPal and their customer service is very good, too. Reviewed on: 15th April 2026

Safe and simple payment method

5
So quick and easy to use, with so many companies accepting PayPal now as a payment method. Reviewed on: 15th April 2026

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