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PayPal: PayPal Credit reviews

4.73
Based on 143,255 reviews, last reviewed 20th Jun 2026
4249300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use, several options for payments and use of... Ease of use, several options for payments and use of retailers that are compatible with this payment option. Reviewed on: 20th June 2026
Georgina R's avatar
Georgina R

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143255)

good and well deserved.

4
good and well deserved. easy to use and easy yo access worldwide Reviewed on: 15th April 2026

good experience using PayPal.

5
Seamless and good experience using PayPal. I have got some much confidence on them. Reviewed on: 15th April 2026

Used PayPal credit was a good service

3
Used PayPal credit was a good service Reviewed on: 15th April 2026

Brilliant service

5
Always very helpful with any questions and refunds Reviewed on: 15th April 2026

Happy customer, never had any problems

5
Happy customer, never had any problems Reviewed on: 15th April 2026

Help where possible

5
I like PayPal because it's fast reliable and if I have had a problem the are quick to help, they keep in me well informed about how far things along things are. Even making sure that I'm happy with the outcome any dispute Reviewed on: 15th April 2026

Easy to use and always trustworthy

5
Easy to use and always trustworthy Reviewed on: 15th April 2026

Paypal credit is so handy and fair.

5
Paypal credit is so handy and fair. Really easy to use and good for spreading big payments out or subscriptions and pay it when you want Reviewed on: 15th April 2026

PayPal is always helpful and it's easy to use

5
PayPal is always helpful and it's easy to use Reviewed on: 15th April 2026

PayPal offer excellent customer service.

5
PayPal offer excellent customer service. Should a problem arise with a vendor which they ignore or refuse to cooperate, PayPal resolution team will handle on your behalf. This is ideal as it takes all the pressure, frustration off our (customer) shoulders. I find this service so valuable due to health issues. PayPal gives me peace of mind. Reviewed on: 15th April 2026

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