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PayPal: PayPal Credit reviews

4.73
Based on 143,051 reviews, last reviewed 20th Jun 2026
4239900% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had an issue with a purchase item with faulty item Had an issue with a purchase item. I asked for help form PayPal to step in. Which I was able to get my refund on a faulty item Reviewed on: 20th June 2026
khads1000's avatar
khads1000

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143051)

Nothing negative to report.

5
Nothing negative to report. Very few issues to contact customer service with Reviewed on: 15th April 2026

Been with paypal for a long time.

5
Been with paypal for a long time. Anytime there was an issue they have step in and help me solve it. Highly recommend! Reviewed on: 15th April 2026

Payment terms useful

5
I find I use the Payment terms to be really useful, interest free for 4 months or pay in 3. App is fairly clear as to whats happening Reviewed on: 15th April 2026

Always PayPal

5
Good , PayPal helped always like a family of friend Reviewed on: 15th April 2026

Very easy to use

5
Very easy to use and makes purchases easier and affordable .Also gives plenty of time to let you know when payment is due. Reviewed on: 15th April 2026

It's been great.

5
It's been great. So far so good except dr late payment charges which are unnecessary Reviewed on: 15th April 2026

Fantastic easy to use and gets me points on all my s...

5
Fantastic easy to use and gets me points on all my shopping Reviewed on: 15th April 2026

Very easy to use & good features

5
Very easy to use & good features Reviewed on: 15th April 2026

Great payment service the app is easy to use and sec...

5
Great payment service the app is easy to use and secure. Reviewed on: 15th April 2026

Best experience so far.

5
Best experience so far. I would recommend PayPal to anyone. Tested! Trusted! Reliable! I needed to make a payment and I was worried at that point, but thankfully PayPal was an option for payment. I opted for the option and I was able to repay in 4 months without any interest. 0% interest free. Reviewed on: 15th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review