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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143045 reviews)

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4.73

Based on 143,045 reviews, last reviewed 20th Jun 2026

4239600% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good customer service, great experience Good customer service, great experience Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143045)

The 0% interest has been a real life saver for me in...

The 0% interest has been a real life saver for me in hard times and I’ve been through a lot of those Reviewed on: 15th April 2026

Great service

PayPal is always great to have , love using it , it has never let me fown Reviewed on: 15th April 2026

Pretty happy over the years with my Paypal account a...

Pretty happy over the years with my Paypal account as it's quite useful and very easy to use. Customer service were quick to respond when I had any issues. Reviewed on: 15th April 2026

Paypal is great.

Paypal is great. It's very convenient and I love the rewards as I can double up by using it to pay for my food shopping from Tesco. That way I get clubcard pounts as well as paypal points. Reviewed on: 15th April 2026

Always able to get credit

Always able to get credit, helps when needed feels manageable Reviewed on: 15th April 2026

Pay in three

Great way to have just a little more time to pay Reviewed on: 15th April 2026

Great service.

Great service. Would highly recommend. Reviewed on: 15th April 2026

Always there when u need help with money and great c...

Always there when u need help with money and great customer service Reviewed on: 15th April 2026

Recommend Easy to use and helpful

Easy to use and helpful, would recommend Reviewed on: 15th April 2026

PayPal credit is a great option with the added bonus...

PayPal credit is a great option with the added bonus of paying it off in 4 months for interest free Reviewed on: 15th April 2026

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