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PayPal: PayPal Credit reviews

4.90
Based on 74,856 reviews, last reviewed 18th Apr 2026
2217100% increase in 5 star reviews
in the past 90 days
6300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Makes shopping a secure experience, no hassle and ba... Makes shopping a secure experience, no hassle and basicly a money back guarantee. Reviewed on: 18th April 2026
Christopher T's avatar
Christopher T

Latest lowest rating:

1

Good luck I just win thousand pounds Good luck I just survive in £1000 Reviewed on: 18th April 2026
ruby 's avatar
ruby

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (74856)

Best credit company on the market

5
Delighted to have the option of paypal with easy interest free payment options and low interest rates to allow me to purchase items i would normally not be able to purchase, Superb ! Reviewed on: 13th June 2022

Ace

5
Great service East to use Fast Simple Reviewed on: 13th June 2022

Perfect

5
Just perfect, no fees, very quick and easy access, better only if we could withdraw the amount of credit needed. Reviewed on: 13th June 2022

So much easier to use

5
Much faster checkout on-line than using traditional credit card Reviewed on: 13th June 2022

Great service

5
Great service by PayPal. Makes shopping safe and helps to spread the cost on more expensive items. Reviewed on: 13th June 2022

Paypal credit

5
I always avail if PayPal credit, it conveniently allows my to spread my £100+ purchases interest free over 4 months... LOVE IT! Reviewed on: 13th June 2022

Great

5
Perfect service and amazing offers Reviewed on: 13th June 2022

Great offers

5
Great offer of 0% and very easy and quick to use. Reviewed on: 13th June 2022

Easy to use and control.

5
Helped me pay for a lot of things! Reviewed on: 13th June 2022

Easy

5
PayPal credit is easy to understand, easy to access and easy to pay back when you take advantage of any number of offers they provide. Reviewed on: 13th June 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review