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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,242 reviews, last reviewed 16th Jun 2026
4112500% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is an easy process and it gives you ample tim... PayPal is an easy process and it gives you ample time to clear your debt. Reviewed on: 16th June 2026
Benardette M's avatar
Benardette M

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140242)

5 Star Support

5
Always supported. Feel safe knowing there's back-up when required. Reviewed on: 14th April 2026
Noodles's avatar
Noodles

Very reliable and trustworthy service.

5
Very reliable and trustworthy service. Reviewed on: 14th April 2026
Aidan H's avatar
Aidan H

I love the flexibility you have with it.

5
I love the flexibility you have with it. Reviewed on: 14th April 2026
Jasmine 's avatar
Jasmine

PayPal have been very good and clear about the terms...

5
PayPal have been very good and clear about the terms and conditions. As well as any issues that may have occurred. Reviewed on: 14th April 2026
philippa B's avatar
philippa B

I absolutely love paypal.

5
I absolutely love paypal. Very easy to use Reviewed on: 14th April 2026
Robert A's avatar
Robert A

Answered all my queries with clarity, no qualms.

5
Answered all my queries with clarity, no qualms. Always very helpful Reviewed on: 14th April 2026
Chris Sayle's avatar
Chris Sayle

Brilliant service, easy app, great rates

5
Brilliant service, easy app, great rates Reviewed on: 14th April 2026
Remus O's avatar
Remus O

Simple to use whilst offering security

5
Simple to use whilst offering security Reviewed on: 14th April 2026
Ma M's avatar
Ma M

Very smooth communication.

5
Very clear plan and confident Team. Reviewed on: 14th April 2026
Agnieszka B's avatar
Agnieszka B

Totally recommend

5
I often use PayPal credit when buying items that cost that little bit more than I am willing or able to part with in one go. It allows me to split the payment over a few interest free relieving financial pressure. I would genuinely be lost without it as it has helped me cover the cost of some really important things from my baby’s pram to flights for my husband and I, and everything in between. I would really recommend it to anyone! Reviewed on: 14th April 2026
Shannon D's avatar
Shannon D

Review PayPal: PayPal Credit now

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