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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,269 reviews, last reviewed 16th Jun 2026
4113750% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

0% Interest in the first 4 months 0% Interest in the first 4 months Reviewed on: 16th June 2026
Blessing's avatar
Blessing

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140269)

Good service and love the flexibility

5
Good service and love the flexibility Reviewed on: 14th April 2026
Katie B's avatar
Katie B

My go to credit provider

5
I use PayPal as my go to credit provider for online purchases whenever possible. I feel it is a very secure method of payment and it gives me a choice of either paying in full or spreading the cost. Reviewed on: 14th April 2026
Alison R's avatar
Alison R

Excellent company

5
Excellent company, PayPal credit is great for if you need to buy an item now but can't afford it at the moment, also having your debit card linked to PayPal you can buy anything you need online without having to keep getting out your card details for each order as it is saved into your pay pal, A* Reviewed on: 14th April 2026
Lee D's avatar
Lee D

I have used PayPal for many years and recommend it t...

5
I have used PayPal for many years and recommend it to everyone. Anyone who wants to send me money I suggest setting up a PayPal account. It’s fast, easy and safe Reviewed on: 14th April 2026
James S's avatar
James S

Great comms and good value!

5
Great comms and good value! Great rates and app! Reviewed on: 14th April 2026
Ian Ber's avatar
Ian Ber

Very positive experience, very easy to navigate

5
Very positive experience, very easy to navigate Reviewed on: 14th April 2026
Gillian 's avatar
Gillian

Recommend PayPal

5
PayPal ,, Wow ,,, What can I say , I always pay for Internet transactions with this Method , Knowing all my purchases are cover , Also PayPal in 3 is a Brilliant way of paying for larger priced Items , also PayPal Credit was a Great help.when I had to purchase a expensive part for my car ,, ABSOLUTELY RECOMMEND Reviewed on: 14th April 2026
MARTYN F's avatar
MARTYN F

Always easy to use and access.

5
Always easy to use and access. Secure. Reviewed on: 14th April 2026
nc's avatar
nc

Professional reliable and quick always supportive an...

5
Professional reliable and quick always supportive and best deals and benefits Reviewed on: 14th April 2026
Shahid Khan's avatar
Shahid Khan

Paypal is the best for payments

5
Paypal is always easy to use, fast transactions, always checking out with paypal just whenever is possible Reviewed on: 14th April 2026
Eve's avatar
Eve

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