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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (74805 reviews)

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4.90

Based on 74,805 reviews, last reviewed 18th Apr 2026

2212700% increase in 5 star reviews

in the past 90 days

6200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Dangerous... in a good way Paypal credit is almost too easy to use-that's the best and worst part. It's quick, smooth, and makes spreading costs feel effortless, which I genuine... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Late payment processing or bill payment Late payment processing or bill payment Reviewed on: 17th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (74805)

Great!

I love using this service as it's so convenient although a physical card to go with it would be even better but overall I've never had to contact customer service for any issues and I've had it over a year! Reviewed on: 13th June 2022

Help when you need

large payment for little installments interest free Reviewed on: 13th June 2022

Good service

Very good service Fit for purpose Reviewed on: 13th June 2022

Easy to gat PayPal credit

It’s really easy to get. Also it’s really helpful.1st time I get £1200 .for me I’m really satisfied Reviewed on: 13th June 2022

Amazing

Only place that give me a credit card with reasonably Apr rating. I love thet you have 4months to pay it off before they starting charging you. Reviewed on: 13th June 2022

Brilliant way to pay monthly for your goods.

Very convenient way to purchase online on monthly payments. Reviewed on: 13th June 2022

Very quick

I Had money when î needed them, very quick Reviewed on: 13th June 2022

PayPal is great

I'm loving using PayPal Credit and Pay in 3 as it makes my life so much easier and stress-free! Thanks to these options I was able to buy so many things I love! Thanks, PayPal! Reviewed on: 13th June 2022

Great deals!

Although there are some issues regarding the collection of payment, direct debit/in app payment, everything else seems to be ok! Reviewed on: 13th June 2022

PayPal

Love spending the cost over 4 months interest free so easy to understand the payments choose what to pay and who Reviewed on: 13th June 2022

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