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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (138623 reviews)

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4.73

Based on 138,623 reviews, last reviewed 15th Jun 2026

4038700% increase in 5 star reviews

in the past 90 days

11450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

It’s great to have virtual credit, but sometimes cle... It’s great to have virtual credit, but sometimes clearing the credit is a little bit confusing Reviewed on: 15th June 2026

Latest lowest rating:

2

Had signed up for payments over a set period and ful... Had signed up for payments over a set period and full amount was taken in one go. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (138623)

Peace of mind

Paypal were able to get me a refund when a company did not send me my items this was a very easy process and i was very relieved as it was a substantial amount Reviewed on: 14th April 2026

It’s been really handy having a pay in 3 to help me...

It’s been really handy having a pay in 3 to help me manage my budget plus zero interest credit when I need it most. Reviewed on: 14th April 2026

Very good Paypal resolved my problem very.

Very good Paypal resolved my problem very. Reviewed on: 14th April 2026

Easy and convenient!

I have used PayPal for a long time ab easy and convenient way to pay. Now made easier by the addition of debit card Reviewed on: 14th April 2026

I love using my PayPal credit account.

I love using my PayPal credit account. It gives me flexibility coming up to payday and I can clearly see how much I owe and how much I need to pay. Reviewed on: 14th April 2026

Easy to use and very easy to pay in and out.

Easy to use and very easy to pay in and out. Reviewed on: 14th April 2026

Very easy to use and lots of communication

Very easy to use and lots of communication Reviewed on: 14th April 2026

I have had a few things that haven't been delivered...

I have had a few things that haven't been delivered and PayPal didn't get my money back Reviewed on: 14th April 2026

Fair rates , quick and easy to use

Always had fair rates , quick and easy to use with the app always had a food experience. Reviewed on: 14th April 2026

I’ve used PayPal for over 20 years , since I stared...

I’ve used PayPal for over 20 years , since I stared on eBay and it’s been very useful. Making the statements slightly easier to read would be hreat Reviewed on: 14th April 2026

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