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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,538 reviews, last reviewed 15th Jun 2026
4080400% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use can control spending and the 4 months... So easy to use can control spending and the 4 months interest free really helps to budget Reviewed on: 15th June 2026
Angela's avatar
Angela

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139538)

I have used PayPal for lots of different transaction...

5
I have used PayPal for lots of different transactions, but the credit option with interest free payments over set periods has been so helpful Reviewed on: 14th April 2026
Philip's avatar
Philip

I actually find PayPal good for card security.

4
I actually find PayPal good for card security. It’s a brand I trust. Reviewed on: 14th April 2026
Patricia's avatar
Patricia

I pay most things with PayPal it’s brilliant not got...

5
I pay most things with PayPal it’s brilliant not got a bad thing to say Reviewed on: 14th April 2026
Susan m's avatar
Susan m

PayPal credit has been a life saver.

5
PayPal credit has been a life saver. It's helped me out so many times I'd be lost without it Reviewed on: 14th April 2026
MISS R's avatar
MISS R

Easy, Helpful and very professional

5
Easy, Helpful and very professional Reviewed on: 14th April 2026
Aman's avatar
Aman

Straight forward to use

5
Never had a problem, straight forward using paypal interest free if you keep within your limit. Reviewed on: 14th April 2026
Wendy's avatar
Wendy

Always ready to help with purchasing anytime any pla...

5
Always ready to help with purchasing anytime any place any where really handy when travelling or in the uk Reviewed on: 14th April 2026
Jamie D's avatar
Jamie D

First Class Service

5
Been with paypal a number of years and always found them to be very good with their service, information and communication. First Class Reviewed on: 14th April 2026
Dukesy Armillei 's avatar
Dukesy Armillei

Never had any issues apart from recently my pay in 3...

5
Never had any issues apart from recently my pay in 3 not going through on two purchases. Reviewed on: 14th April 2026
Jane H's avatar
Jane H

No hassle.

5
No hassle. Easy to use. Issues with non receipt of goods were quickly and efficiently resolved. Many online retailers now accept Paypal which I find very useful as I don't like to share my card details with all and sundry, I trust Paypal to look after my financial security online. Reviewed on: 14th April 2026
Brigid Hawkins's avatar
Brigid Hawkins

Review PayPal: PayPal Credit now

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