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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,937 reviews, last reviewed 15th Jun 2026
4098550% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app and very very helpful customer servi... Easy to use app and very very helpful customer service especially Reviewed on: 15th June 2026
Nico H's avatar
Nico H

Latest lowest rating:

2

Not very clear, easily fall into the trap of buildin... Not very clear, easily fall into the trap of building debt Reviewed on: 15th June 2026
Kellsie P's avatar
Kellsie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139937)

easy to manage.

5
easy to manage. simple and straightforward Reviewed on: 14th April 2026
nic h's avatar
nic h

Seamless to use excellent service

5
Seamless to use excellent service Reviewed on: 14th April 2026
Paul Dixon's avatar
Paul Dixon

Professional Professional and reliableand reliable

5
Professional and reliable. Good customer service. Reviewed on: 14th April 2026
Zed's avatar
Zed

I have very bad experience with PayPal

2
I have very bad experience with PayPal Reviewed on: 14th April 2026
Musadaq C's avatar
Musadaq C

Thankfull

5
I’m truly grateful for PayPay and the support they gave me during one of the most difficult moments in my life. When everything felt overwhelming, their service made things just a little bit easier, and that meant more than I can express. It’s not just about the platform itself, but the peace of mind and reliability they provide when you need it the most. In times when you feel lost or stressed, having something you can trust makes a huge difference. Thank you, PayPay, for being there when I needed it most. I will always appreciate it. Reviewed on: 14th April 2026
Leyla 's avatar
Leyla

Excellent

5
PayPal is the best way to send money quickly, to buy online and in store-thanks to the new option of the physical card. Never had issues with PayPal that is my ally to manage money easily. I would like to recommend PayPal to anyone who wants simple and secure money management. Reviewed on: 14th April 2026
Elizabeth R's avatar
Elizabeth R

All good, money back on items bought, on better car...

5
All good, money back on items bought, on better card and free Reviewed on: 14th April 2026
Beresford Hamilton 's avatar
Beresford Hamilton

Simply the easiest and safest way to pay!

5
Simply the easiest and safest way to pay with the added benefit of being able to pay on 3. Reviewed on: 14th April 2026
Gordon H's avatar
Gordon H

Quick to use and easy to use and make payments.

5
Very easy to use and make payments. Excellent customer service support. Reviewed on: 14th April 2026
Steve's avatar
Steve

Times does get very difficult especially with the pr...

5
Times does get very difficult especially with the prices of most things and using PayPal does help for the odd treat getting the kids a gift and being able to have the ability to pay of small amounts Reviewed on: 14th April 2026
Rich M's avatar
Rich M

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