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PayPal: PayPal Credit reviews

4.73
Based on 140,095 reviews, last reviewed 15th Jun 2026
4106000% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and convenient. I've used PayPal Credit several times and found it simple, convenient, and straightforward to manage. The application process was quick, payments are ... Read more Reviewed on: 15th June 2026
Paul's avatar
Paul

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140095)

I got a great help from customer service while I nee...

5
I got a great help from customer service while I need it. Also, using PayPal credit making my life easier. Reviewed on: 14th April 2026

Easy hassle free.

5
Easy hassle free. Always straightforward Reviewed on: 14th April 2026

Great experience, very professional customer care ,...

5
Great experience, very professional customer care , deal with any issues quickly and efficiently Reviewed on: 14th April 2026

No fuss no hassles so glad I have it

5
No fuss no hassles so glad I have it Reviewed on: 14th April 2026

Excellent Paypal

5
Great service to have. Always helpful in emergency situations. Reviewed on: 14th April 2026

Best financial partner, all great.

5
Best financial partner, all great. Great service Reviewed on: 14th April 2026

Very easy to use and zero hassle

5
Very easy to use and zero hassle Reviewed on: 14th April 2026

Use PayPal for a good few years now, definitely reco...

5
Use PayPal for a good few years now, definitely recommend. Never had any issues and any help is soon answered overall my experience very good Reviewed on: 14th April 2026

Ease your financial burden

5
I love how I can get 4 months interest free repayment every time I spend over £99 in a single transaction. It eases pressure on the purse. Reviewed on: 14th April 2026

I have been with PayPal since 2009 and it has been a...

5
I have been with PayPal since 2009 and it has been an absolute pleasure and a privilege Reviewed on: 14th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review