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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (74805 reviews)

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4.90

Based on 74,805 reviews, last reviewed 18th Apr 2026

2212700% increase in 5 star reviews

in the past 90 days

6200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Dangerous... in a good way Paypal credit is almost too easy to use-that's the best and worst part. It's quick, smooth, and makes spreading costs feel effortless, which I genuine... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Late payment processing or bill payment Late payment processing or bill payment Reviewed on: 17th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (74805)

Quick, convenient, & easy

Every now and then a product comes along that does what it says on the tin. PayPal is a trustworthy name and PayPal credit is very easy to apply for and even easier to use. It makes my life easier in being able to spread the cost of more expensive items over a short period of time. Reviewed on: 13th June 2022

PayPal Review

I've been with PayPal for over 12 months now and never had any problems , I've used my credit account lots of times to buy stuff on 3 months payments or even 4 months to I find it fast and easy and great customer service Reviewed on: 13th June 2022

Best credit provider of all

Best credit provider of all, less stress customer seems team always available when you need them. Reviewed on: 13th June 2022

Easy to use and good service

Nice service and you can pay with 4 months with zero interest. Reviewed on: 13th June 2022

Great flexibility options

Quick and easy to help with payments, good offers and flexibility towards balance management Reviewed on: 13th June 2022

Outstanding Service / Company

Having been a member for many years now, the service provided by PayPal has always been outstanding. Customer services have always been brilliant both on the phone and via email. Even through COVID, they really looked after me as customers and offered much needed support. PayPal has always been my No1 choice as a payment provider and credit facility. Reviewed on: 13th June 2022

Very happy with PayPal!!

PayPal made my life a whole lot easier & happier!! Reviewed on: 13th June 2022

Faultless

I have used PayPal credit for over a year now and never had any issues. It is my preferred method to a credit card. Reviewed on: 13th June 2022

Paypal credit

Very nice and reliable to use on most online shops and for online payment when you lack cash Reviewed on: 13th June 2022

SUPER EASY TO USE

VERY EASY AND CONVENIENT ALSO PAY IN 3 CAN BE HELPFUL SOMETIMES. Reviewed on: 13th June 2022

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