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PayPal: PayPal Credit reviews

4.73
Based on 140,191 reviews, last reviewed 15th Jun 2026
4110100% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

contact customer service once I have only had to contact customer service once and it was a bit of a troll to get to the advisor but they were helpful once I got through Reviewed on: 15th June 2026
Dawn R's avatar
Dawn R

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140191)

Excellent

5
It was very good experience with paypal Reviewed on: 14th April 2026

Easy, safe and secure

5
Always super easy to use and can feel confident PayPal is so secure Reviewed on: 14th April 2026

Lukasz@86

4
Im.so happy,im using PayPal for long time Reviewed on: 14th April 2026

Excellent money company I am using PayPal from many...

5
Excellent money company I am using PayPal from many years ago and I will keep using PayPal in future. PayPal have Excellent credit payment plan with 0 interstate Reviewed on: 14th April 2026

Very good easy to use and quickly

5
Very good easy to use and quickly Reviewed on: 14th April 2026

The payment system should be improved.

3
The payment system should be improved, to allow customers to choose when and how quickly they want to pay off purchases made with PayPal account. The computer distributing money around purchased goods should be reconsidered. This will be advantage to what you are paying for outside direct debit. Reviewed on: 14th April 2026

The best way to pay

5
PayPal great easy and secure way to pay that’s smooth and effortless Reviewed on: 14th April 2026

PayPal is widely accepted.

5
PayPal is widely accepted and gives peace of mind, a secure and safe way to pay my bills. Reviewed on: 14th April 2026

Nothing but good service in all the years i've used...

5
Nothing but good service in all the years i've used PayPal Reviewed on: 14th April 2026

Great service

5
Great, very convenient to use, and up dates are decent Reviewed on: 14th April 2026

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