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PayPal: PayPal Credit reviews

4.73
Based on 140,242 reviews, last reviewed 16th Jun 2026
4112500% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is an easy process and it gives you ample tim... PayPal is an easy process and it gives you ample time to clear your debt. Reviewed on: 16th June 2026
Benardette M's avatar
Benardette M

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140242)

Paypal excellence

5
I have always had a very positive experience with paypal. Transactions are easy and run smoothly. Communication is excellent. Reviewed on: 14th April 2026

PayPal credit is great - 3 months to pay off purchas...

5
PayPal credit is great - 3 months to pay off purchases of over £100 is brilliant. Pay in 3 is great too Reviewed on: 14th April 2026

Enjoying the flexibility of the types of accounts an...

5
Enjoying the flexibility of the types of accounts and freedom it allows Reviewed on: 14th April 2026

It was great, very helpful and problem solved

5
It was great helpful and problem solved Reviewed on: 14th April 2026

Best app going for helping spread the cost , absolut...

5
Best app going for helping spread the cost , absolutely love it 5 star service Reviewed on: 14th April 2026

Very easy and flexible to pay off and excellent cred...

5
Very easy and flexible to pay off and excellent credit offers give more value. Reviewed on: 14th April 2026

Easy to use & build points.

5
Easy to use & build points. Card arrived quickly. App is user friendly. Reviewed on: 14th April 2026

Great customer service.

5
Great customer service. And very helpful Reviewed on: 14th April 2026

Easy to use for any payments

5
Always hassle free payments. I use PayPal for everything. Reviewed on: 14th April 2026

Good introduction to a Mastercard

3
Good and acts as a credit card. It allows you to make big purchases and gives you months to pay it back. Reviewed on: 14th April 2026

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